406 Stuart Ln, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 406 Stuart Ln, Fate, TX 75189 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 2019
Lot Size0.126 acres (5,489 sqft)
OwnerIndividual Name on File
Tax Bill$7,241 (2024)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR92345

Property Details

APN / Parcel Number

Primary APNR92345
Alternative APN
  • S3278-000J-0027-00-0R

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Living Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Construction TypeSteel Frame
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeMixed
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area119 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account NumberR92345
Street Address406 STUART LN
CityFATE
StateTX
Zip75189-4686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RESERVE AT CHAMBERLAIN CROSSING PH 1, BLOCK J, LOT 27
Legal SubdivisionTHE RESERVE AT CHAMBERLAIN CROSSING PH 1
Legal Tract27
Legal BlockJ
Legal Lot Number27
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHEAST ROCKWALL
Census Block Group1
Census Block1004
Census Tract40409

Owner

Source: Rockwall County records · APN R92345

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address406 STUART LN, FATE, TX 75189-4686
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2023
Deed SaleMar 28, 2023
Prior SaleJan 06, 2020
Deed Document Number20230000004813
Record UpdatedJun 08, 2026

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateMar 28, 2023
Property Address406 STUART LN, FATE, TX 75189-4686
Document Number0000004813
Map ReferenceCAB J SL 165
Instrument DateMar 24, 2023
Instrument20230000004813
Transaction TypeTransfer
Record UpdatedApr 10, 2023
Title CompanyALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 STUART LN, FATE, TX 75189-4686
InvestorPossibly a Property Investor

Mortgage

Document Number0000004815
DateMar 28, 2023
Instrument20230000004815
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityFate City
CountyRockwall County
Unified School DistrictRoyse City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$325,535 (-1.35%) Land $95,000 Building $230,535$325,535 (-1.35%) Land $95,000 Building $230,535
2024$7,241.00 (+15.73%)
2023$6,257.00 (-5.4%) Homeowner's exemption$330,000 Land $109,250 Building $220,750$330,000 Land $109,250 Building $220,750
2021$6,614.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970404091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2018–2025)
Most Recent ClaimJan 2025, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Peoples Telephone CooperativeFiber1,000 / 1,000
Optimum CommunicationsFiber940 / 940
Optimum CommunicationsCable940 / 35
Peoples Telephone CooperativeFixed Wireless300 / 60
VerizonFixed Wireless300 / 20
JAB WirelessFixed Wireless (unlicensed)100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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