Rockwall County property record for 405 Stuart Ln, Fate, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,964 sqft · built 2019 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,492 (2024) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R92421 |
| Primary APN | R92421 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,964 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Steel Frame |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 136 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Account Number | R92421 |
|---|---|
| Street Address | 405 STUART LN |
| City | FATE |
| State | TX |
| Zip | 75189-4791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RESERVE AT CHAMBERLAIN CROSSING PH 1, BLOCK M, LOT 13 |
| Legal Subdivision | THE RESERVE AT CHAMBERLAIN CROSSING PH 1 |
| Legal Tract | 13 |
| Legal Block | M |
| Legal Lot Number | 13 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40409 |
Source: Rockwall County records, as of October 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 405 STUART LN, FATE, TX 75189-4791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2023 |
| Deed Sale | Aug 7, 2023 |
| Prior Sale | Feb 20, 2020 |
| Deed Document Number | 20230000013013 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Aug 7, 2023 |
| Property Address | 405 STUART LN, FATE, TX 75189-4791 |
| Document Number | 0000013013 |
| Map Reference | CAB J SL 165 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 20230000013013 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | ALLIANCE TITLE, ALLEGIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 STUART LN, FATE, TX 75189-4791 |
| Document Number | 0000013015 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 20230000013015 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Rockwall County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fate City |
| County | Rockwall County |
| Unified School District | Royse City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $402,641 (-6.69%) Land $95,000 Building $307,641 | $402,641 (-6.69%) Land $95,000 Building $307,641 | |
| 2024 | $10,492.00 (+30.24%) | ||
| 2023 | $8,056.00 (-2.76%) Homeowner's exemption | $431,488 (+6.47%) Land $109,250 Building $322,238 | $431,488 (+6.47%) Land $109,250 Building $322,238 |
| 2022 | $405,260 Land $95,000 Building $310,260 | $405,260 Land $95,000 Building $310,260 | |
| 2021 | $8,285.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FATE serves 29,285 people · EPA ID TX1990006 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Peoples Communications Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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