406 Strait Ln, Waxahachie, TX 75165 Property Records

Ellis County property record for 406 Strait Ln, Waxahachie, TX 75165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,042 sqft · built 2020
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Dec 2020)
Tax Bill	$8,803 (2025)
Deeds & Mortgages	Dec 2020 Sale Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R278664`

Property Details

APN / Parcel Number

Primary APN	`R278664`
Alternative APNs	`90465604800500112` `278664`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,042 sqft Living Area
Gross Area	3,896 sqft
1st Floor Area	2,228 sqft
2nd Floor Area	814 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,070 sqft (0.323 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 STRAIT LN
City	WAXAHACHIE
State	TX
Zip	75165-0136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 48 HAVEN PH 1 .323 AC
Legal Subdivision	HAVEN PH 1
Legal Block	48
Legal Lot Number	5
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2000
Census Tract	60212

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 STRAIT LN, WAXAHACHIE, TX 75165-0136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 4, 2020	Grant Deed, Subdivision Related Transfer JP MORGAN CHASE BK
May 14, 2020	Loan Modification, Mortgage · Line of Credit INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	202044858
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000044858
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 4, 2020
Property Address	406 STRAIT LN, WAXAHACHIE, TX 75165-0136
Document Number	0000044857
Instrument Date	Nov 23, 2020
Instrument	44857
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	421 CENTURY WAY #300 RED OAK TX 751544437, 300, RED OAK, TX 75154-4437
Investor	Possibly a Property Investor

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 4, 2020
Property Address	406 STRAIT LN, WAXAHACHIE, TX 75165-0136
Document Number	0000044858
Instrument Date	Nov 23, 2020
Instrument	44858
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 STRAIT LN WAXAHACHIE TX 751650136, WAXAHACHIE, TX 75165-0136

Mortgage

Document Number	44859
Date	Dec 4, 2020
Instrument	44859

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	406 STRAIT LN, WAXAHACHIE, TX 75165-0136
Document Number	0000016360
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	421 CENTURY WAY RED OAK TX 751544403, RED OAK, TX 75154-4403
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016360
Date	May 21, 2020
Instrument	16360

Lender

Name	INDEPENDENT BK
Type	Bank
Address	400 N CARROLL BLVD, DENTON, TX 76201-9011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Waxahachie City
Unified School District	Waxahachie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,628 (-6.82%) Land $110,000 Building $363,628	$473,628 (-7.24%) Land $110,000 Building $363,628
2025	$8,803.00 (+4.36%) Homeowner's exemption	$508,292 (-11.39%) Land $93,500 Building $417,076	$510,576 (-10.99%) Land $93,500 Building $417,076
2024	$8,435.00 (+10.26%)
2023	$7,650.00	$573,625 Land $93,500 Building $480,125	$573,625 Land $93,500 Building $480,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAXAHACHIE serves 50,814 people · EPA ID TX0700008
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
fiberfly Fixed Wireless	100 / 30

May also be available: Rise Broadband, T-Mobile, Verizon.

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