395 Strait Ln, Waxahachie, TX 75165 Property Records

Ellis County property record for 395 Strait Ln, Waxahachie, TX 75165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,630 sqft · built 2020
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on File
Last Sale	$326,000 (Dec 2020)
Tax Bill	$7,976 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R278658`

Property Details

APN / Parcel Number

Primary APN	`R278658`
Alternative APNs	`90465604701100112` `278658`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,630 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	2,630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,714 sqft (0.223 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	395 STRAIT LN
City	WAXAHACHIE
State	TX
Zip	75165-0131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 47 HAVEN PH 1 0.223 AC
Legal Subdivision	HAVEN PH 1
Legal Block	47
Legal Lot Number	11
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2000
Census Tract	60212

Owner

395 Strait Ln is owned and occupied by an individual who bought it in December 2020.

Source: Ellis County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	395 STRAIT LN, WAXAHACHIE, TX 75165-0131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 28, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage MC MTG LP
Jul 31, 2020	Deed of Trust, Mortgage PROSPERITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Deed Document Number	202047825
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0000047825
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	395 STRAIT LN, WAXAHACHIE, TX 75165-0131
Transaction Type	Mortgage
Record Updated	Jun 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 STRAIT LN, WAXAHACHIE, TX 75165-0131

Mortgage

Document Number	0002316019
Date	Jun 6, 2023
Instrument	2316019

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jan 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	395 STRAIT LN, WAXAHACHIE, TX 75165-0131
Transaction Type	Mortgage
Record Updated	Feb 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 STRAIT LN, WAXAHACHIE, TX 75165-0131

Mortgage

Document Number	0002241086
Date	Oct 26, 2022
Instrument	2241086

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jan 1, 2051

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 28, 2020
Property Address	395 STRAIT LN, WAXAHACHIE, TX 75165-0131
Document Number	0000047825
Instrument Date	Dec 22, 2020
Instrument	47825
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 STRAIT LN WAXAHACHIE TX 75165, WAXAHACHIE, TX 75165

Mortgage

Document Number	47826
Date	Dec 28, 2020
Instrument	47826

Lender

Name	MC MTG LP
Address	GRAPEVINE, TX 76051

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	395 STRAIT LN, WAXAHACHIE, TX 75165-0131
Document Number	0000027055
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	840 E INTERSTATE 20 ARLINGTON TX 760181131, ARLINGTON, TX 76018-1131
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027055
Date	Aug 6, 2020
Instrument	27055

Lender

Name	PROSPERITY BK
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 395 Strait Ln was $7,976 with a homeowner's exemption, up 3.9% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Waxahachie City
Unified School District	Waxahachie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,711 (-4.82%) Land $100,000 Building $344,711	$444,711 (-6.46%) Land $100,000 Building $344,711
2025	$7,976.00 (+3.91%) Homeowner's exemption	$467,239	$475,427 Land $85,000 Building $390,427
2024	$7,676.00 (+10.35%)
2023	$6,956.00 Homeowner's exemption	$542,499 Land $85,000 Building $457,499	$542,499 Land $85,000 Building $457,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Strait Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Strait Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAXAHACHIE serves 50,814 people · EPA ID TX0700008
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
fiberfly Fixed Wireless	100 / 30

May also be available: Rise Broadband, T-Mobile, Verizon.

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