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406 Spruce St, Florence, SC 29501 Property Records

Florence County property record for 406 Spruce St, Florence, SC 29501 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,432 sqft · built 1930
Lot Size0.166 acres (7,250 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Oct 2024)
Tax Bill$1,013 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN90076-02-013

Property Details

APN / Parcel Number

Primary APN90076-02-013
Alternative APN
  • 15044839

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,432 sqft Living Area
1st Floor Area1,432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,250 sqft (0.166 acres)
Lot Dimensions145 ft deep x 50 ft wide
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal

Location & Zoning

Street Address406 SPRUCE ST
CityFLORENCE
StateSC
Zip29501-5128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRUCE ST LT 10
Legal SubdivisionPARK PLACE SUBDIVISION
Legal Lot Number10
JurisdictionFLORENCE SC
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1039
Census Tract1000

Owner

Source: Florence County records · APN 90076-02-013

Assessment roll updated March 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 SPRUCE ST, FLORENCE, SC 29501-5128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2024 · Amount on Record
Deed SaleOct 07, 2024 · Amount on Record
Prior SaleJul 22, 2019 · Amount on Record
Deed Document Number202412865
Deed Book / Page1123 / 662
Prior Transfer DateJul 18, 2019
Prior Transfer Doc0000010160
Record UpdatedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLORENCE SC
Recording DateJul 22, 2019
Property Address406 SPRUCE ST, FLORENCE, SC 29501-5128
Document Number0000010160
Book / Page000807 / 001289
Instrument DateJul 18, 2019
Instrument10160
Transaction TypeTransfer
Record UpdatedAug 08, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$473.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address406 SPRUCE ST FLORENCE SC 295015128, FLORENCE, SC 29501-5128

Mortgage

Document Number10161
DateJul 22, 2019
Book Page000807/001294
Instrument10161
Lender
NameAUGUSTA MTG
TypeMortgage Company
AddressAUGUSTA, GA 30917-1046
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2049

Tax Assessment & Valuation

Source: Florence County records · Assessment roll updated March 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
MunicipalityFlorence City
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,013.00 (+69.12%)$7,942 (-99.84%) Land $360 Building $7,582$198,564 (-98.45%) Land $9,000 Building $189,564
2023$599.00 (+3.45%) Homeowner's exemption$5,119,858 (+99,897.23%) Land $360,000 Building $4,759,858$12,799,647 (+9,900.04%) Land $900,000 Building $11,899,647
2022$579.00 Homeowner's exemption$5,120 Land $360 Building $4,760$127,996 Land $9,000 Building $118,996

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Florence County (45041C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450410010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1985–2021)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2021, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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