Florence County property record for 416 Spruce St, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,449 sqft · built 1930 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Jan 2022) |
| Tax Bill | $537 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage May 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90076-02-017 |
| Primary APN | 90076-02-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| 1st Floor Area | 1,449 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,250 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 416 SPRUCE ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-5128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SPRUCE ST LT 15 |
| Legal Lot Number | 15 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 1000 |
416 Spruce St is owned and occupied by an individual who bought it in January 2022.
Source: Florence County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 SPRUCE ST, FLORENCE, SC 29501-5128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed, Transfer · Conventional Mortgage LENDUS LLC |
| May 6, 2021 | Deed, Transfer |
| Jan 26, 2021 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Jan 26, 2021 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on File |
| Deed Sale | Jan 25, 2022 · Amount on File |
| Prior Sale | May 6, 2021 · Amount on File |
| Deed Document Number | 20221212 |
| Deed Book / Page | 972 / 1673 |
| Prior Transfer Date | Jan 24, 2022 |
| Prior Transfer Doc | 0000001212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jan 25, 2022 |
| Property Address | 416 SPRUCE ST, FLORENCE, SC 29501-5128 |
| Document Number | 0009721673 |
| Book / Page | 972 / 1673 |
| Map Reference | MB C PG 155 |
| Instrument Date | Jan 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $273.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 SPRUCE ST, FLORENCE, SC 29501-5128 |
| Document Number | 0009721679 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 972/1679 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | May 6, 2021 |
| Property Address | 416 SPRUCE ST, FLORENCE, SC 29501-5128 |
| Document Number | 0009201025 |
| Book / Page | 920 / 1025 |
| Map Reference | MB C PG 155 |
| Instrument Date | May 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 SPRUCE ST, FLORENCE, SC 29501-5128 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jan 26, 2021 |
| Property Address | 416 SPRUCE ST, FLORENCE, SC 29501-5128 |
| Document Number | 0000001420 |
| Book / Page | 000899 / 001109 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 1420 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 280 SEVEN FARMS DR #A DANIEL ISLAND SC 294928208, A, DANIEL ISLAND, SC 29492-8208 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jan 26, 2021 |
| Property Address | 416 SPRUCE ST, FLORENCE, SC 29501-5128 |
| Document Number | 0000001419 |
| Book / Page | 000899 / 001104 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 1419 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 280 SEVEN FARMS DR #A DANIEL ISLAND SC 294928208, A, DANIEL ISLAND, SC 29492-8208 |
The 2025 property tax bill for 416 Spruce St was $537.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $537.00 | $4,204 Land $360 Building $3,844 | $105,114 Land $9,000 Building $96,114 |
| 2023 | $481.00 (-64.79%) | $4,148,152 (+160,743.43%) Land $360,000 Building $3,788,152 | $10,370,382 (+15,981.35%) Land $900,000 Building $9,470,382 |
| 2022 | $1,366.00 | $2,579 Land $360 Building $2,219 | $64,487 Land $9,000 Building $55,487 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 416 Spruce St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1985–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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