Bergen County and Edgewater Borough property record for 406 Smith Ct, Edgewater, NJ 07020 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Townhouse |
| Year Built | Built 2000 |
| Square Footage | 1,504 sqft Living Area |
| Lot Size | 356 sqft (0.008 acres) |
| Last Sale | $575,000 (2018) |
| Tax Bill | $10,196.00 (2025) |
| Primary APN | 13-00085-01-00002-0000-CR406 |
|---|---|
| Alternative APN |
|
| Building Area | 1,504 sqft Living Area |
|---|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse Style |
| Lot Area | 356 sqft (0.008 acres) |
| Street Address | 406 SMITH CT |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1666 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PKG 1109 |
| Legal Subdivision | INDEPENDENCE HARBOR I |
| Legal Block | 85.1 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | EDGEWATER |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 13003 |
Source: Bergen County and Edgewater Borough records · APN 13-00085-01-00002-0000-CR406
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Closed End Mortgage US BANK NA |
| Jan 23, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance WELLS FARGO BANK NA |
| Oct 23, 2018 | Deed, Transfer · Stand Alone Refinance PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on Record |
| Deed Sale | Oct 23, 2018 · Amount on Record |
| Prior Sale | Jun 23, 2011 · Amount on Record |
| Deed Doc Number | 201818-075333 |
| Deed Book / Page | 3088 / 100 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 406 SMITH CT, EDGEWATER, NJ 07020-1666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8 KISER LN, BRIDGEWATER, NJ 08807-5770 |
| Document Number | 0050241894 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 5024/1894 |
| Instrument | 2023042225 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 06, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 406 SMITH CT, EDGEWATER, NJ 07020-1666 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034720760 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 3472/760 |
| Instrument | 2020006848 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 23, 2018 |
| Property Address | 406 SMITH CT, EDGEWATER, NJ 07020-1666 |
| Document Number | 0030880100 |
| Book / Page | 3088 / 100 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 00018-075333 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 SMITH CT, EDGEWATER, NJ 07020-1666 |
| Document Number | 0030880106 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 3088/106 |
| Instrument | 2018-075333_01 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,000 (+3.74%) Land $285,000 Building $358,000 | $643,000 (+3.74%) Land $285,000 Building $358,000 | |
| 2025 | $10,196.00 (+6.13%) | $619,800 (+5.18%) Land $275,000 Building $344,800 | $619,800 (+5.18%) Land $275,000 Building $344,800 |
| 2024 | $9,607.00 (+2.76%) | ||
| 2023 | $589,300 Land $260,000 Building $329,300 | $589,300 Land $260,000 Building $329,300 | |
| 2022 | $9,349.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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