401 Smith Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 401 Smith Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,950 sqft · built 2000
Lot Size	0.01 acres (443 sqft)
Owner	Company Name on File
Last Sale	$465,000 (Jun 2001)
Tax Bill	$14,961 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CR401`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CR401`
Alternative APN	`1300085000100002 CR401`

Interior

Building Area	1,950 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Lot Area	443 sqft (0.01 acres)

Location & Zoning

Street Address	401 SMITH CT
City	EDGEWATER
State	NJ
Zip	07020-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG 878
Legal Subdivision	INDEPENDENCE HARBOR I
Legal Block	85.1
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Owner

Source: Bergen County and Edgewater Borough records · APN 13-00085-01-00002-0000-CR401

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2001 · Amount on Record
Deed Sale	Jun 04, 2001 · Amount on Record
Deed Book / Page	8371 / 715
Last Transfer Date	Aug 25, 2014
Transfer Doc	0000059849
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	401 SMITH CT, EDGEWATER, NJ 07020-1665
Document Number	0035511522
Instrument Date	Mar 03, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 SMITH CT EDGEWATER NJ 070201665, EDGEWATER, NJ 07020-1665

Mortgage

Document Number	0035511522
Date	Mar 23, 2020
Book Page	003551/001522
Instrument	20032657

Lender

Name	GET A RATE LLC
Address	HACKENSACK, NJ 07601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 22, 2045

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$943,700 (+3.76%) Land $285,000 Building $658,700	$943,700 (+3.76%) Land $285,000 Building $658,700
2025	$14,961.00 (+6.05%)	$909,500 (+5.02%) Land $275,000 Building $634,500	$909,500 (+5.02%) Land $275,000 Building $634,500
2024	$14,107.00 (+3.09%)
2023		$866,000 Land $260,000 Building $606,000	$866,000 Land $260,000 Building $606,000
2022	$13,684.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Starry.

Based on FCC filings for 129 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.