Craven County property record for 406 Shepard St, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,000 sqft · built 1968 |
| Lot Size | 0.43 acres (18,747 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $197,000 (Jun 2026) |
| Tax Bill | $1,494 (2026) |
| Deeds & Mortgages | Sep 2016 Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-063-1-023 |
| Primary APN | 6-063-1-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,747 sqft (0.43 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 134560 |
|---|---|
| Street Address | 406 SHEPARD ST |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23 BRYAN HAVELOCK PK |
| Legal Subdivision | BRYAN HAVELOCK PARK |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 961301 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 SHEPARD ST, HAVELOCK, NC 28532-2336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 7, 2016 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jun 4, 2026 | Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORPORATION |
| Jul 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2021 · Amount on Record |
| Deed Document Number | 202610157119 |
| Deed Book / Page | 3882 / 1992 |
| Prior Transfer Date | May 2, 1968 |
| Prior Transfer Doc | 0732000353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 406 SHEPARD ST, HAVELOCK, NC 28532-2336 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03465/0233 |
|---|---|
| Date | Sep 7, 2016 |
| Book Page | 3465/0233 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 4, 2026 |
| Property Address | 406 SHEPARD ST, HAVELOCK, NC 28532-2336 |
| Document Number | 03882/1992 |
| Book / Page | 3882 / 1992 |
| Instrument Date | May 15, 2026 |
| Instrument | 202610157119 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,794.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 SHEPARD ST, HAVELOCK, NC 28532-2336 |
| Document Number | 0010157120, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202610157120 |
| Name | ALPHA MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jul 28, 2021 |
| Property Address | 406 SHEPARD ST, HAVELOCK, NC 28532-2336 |
| Document Number | 3681/2160 |
| Book / Page | 3681 / 2160 |
| Map Reference | MB 9 PG 102 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 10080196 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 WAR ADMIRAL DR, 206, HAVELOCK, NC 28532-9427 |
| Name | Verified Name |
|---|---|
| Address | 406 SHEPARD ST, HAVELOCK, NC 28532-2336 |
| Document Number | 36812163 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 3681/2163 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,494.00 (+2.47%) | $150,050 (+26.02%) Land $35,000 Building $115,050 | $150,050 (+26.02%) Land $35,000 Building $115,050 |
| 2025 | $1,458.00 (+4.22%) | $119,070 (-) Land $35,000 Building $84,070 | $119,070 (-) Land $35,000 Building $84,070 |
| 2023 | $1,399.00 (+18.66%) | $119,070 (+22.32%) Land $35,000 Building $84,070 | $119,070 (+22.32%) Land $35,000 Building $84,070 |
| 2022 | $1,179.00 | $97,340 Land $30,000 Building $67,340 | |
| 2018 | $97,340 Land $30,000 Building $67,340 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 29 (1995–2019) |
| Claims Outside the SFHA | 24 of 29 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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