301 Shepard St, Havelock, NC 28532 Property Records

Craven County property record for 301 Shepard St, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,328 sqft · built 1955
Lot Size	0.433 acres (18,852 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Aug 2018)
Tax Bill	$938 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-059-026`

Property Details

APN / Parcel Number

Primary APN	`6-059-026`
Alternative APN	`122288`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,852 sqft (0.433 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	122288
Street Address	301 SHEPARD ST
City	HAVELOCK
State	NC
Zip	28532-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	91 BRYAN S/D
Legal Subdivision	BRYAN
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2035
Census Tract	961301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	301 SHEPARD ST, HAVELOCK, NC 28532-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed of Trust, Mortgage BRANCH BANKING & TRUST CO
Aug 31, 2018	Warranty Deed, Transfer
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Aug 8, 2003 · Amount on Record
Deed Document Number	201810027254
Deed Book / Page	3547 / 108
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	301 SHEPARD ST, HAVELOCK, NC 28532-2418
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003547/0000000111
Date	Aug 31, 2018
Book Page	0000003547/0000000111
Instrument	000010027255

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 31, 2018
Property Address	301 SHEPARD ST, HAVELOCK, NC 28532-2418
Document Number	3547/108
Book / Page	3547 / 108
Instrument Date	Aug 10, 2018
Instrument	000010027254
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 SHEPARD ST, HAVELOCK, NC 28532-2418

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	301 SHEPARD ST, HAVELOCK, NC 28532-2418
Transaction Type	Mortgage
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 10011830
Date	Aug 24, 2017
Book Page	3511/1234
Instrument	10011830

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$938.00 (+2.4%)	$72,500 (-) Land $35,000 Building $37,500	$72,500 (-) Land $35,000 Building $37,500
2025	$916.00 (+4.69%)	$72,500 (-) Land $35,000 Building $37,500	$72,500 (-) Land $35,000 Building $37,500
2023	$875.00 (+23.41%)	$72,500 (+28.27%) Land $35,000 Building $37,500	$72,500 (+28.27%) Land $35,000 Building $37,500
2022	$709.00	$56,520 Land $30,000 Building $26,520
2018			$56,520 Land $30,000 Building $26,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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