406 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 406 Seacliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,526 sqft · built 1967
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`038-183-16`

Property Details

APN / Parcel Number

Primary APN	`038-183-16`
Alternative APN	`038-183-16-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,526 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Wood
Roof Material	Other
Lot Area	3,049 sqft (0.07 acres)
Terrain	Steep
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 SEACLIFF DR
City	APTOS
State	CA
Zip	95003-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SEACLIFF PARK 02
Legal Block	M
Legal Lot Number	16
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1040
Census Tract	122100

Owner

Source: Santa Cruz County records · APN 038-183-16

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	406 SEACLIFF DR, APTOS, CA 95003-4322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 02, 2018
Transfer Doc	0000016788
Record Updated	Sep 20, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 04, 2018
Property Address	406 SEACLIFF DR, APTOS, CA 95003-4322
Document Number	0000016788
Instrument Date	Jun 02, 2018
Instrument	16788
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	406 SEACLIFF DR APTOS CA 950034322, APTOS, CA 95003-4322

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,501 (+2%) Land $19,293 Building $65,208
2025	$2,545.00 (+15.95%)	$82,845 (+4.04%) Land $18,915 Building $63,930
2023	$2,195.00 (+4.18%)	$79,627 Land $18,180 Building $61,447	$1,488,150
2022	$2,107.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force 7 of 23 on primary residences
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Flood Events	Severe Winter Storms, Flooding, Landslides, And Mudslides (Jan 2023), 6 claims Coastal Storms, Floods, Slides & Tornadoes (Mar 1983), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.