Santa Cruz County property record for 404 1/2 Seacliff Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1947 |
| Lot Size | 0.071 acres (3,093 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $900,000 (Oct 2016) |
| Tax Bill | $14,809 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-183-15 |
| Primary APN | 038-183-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,640 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,093 sqft (0.071 acres) |
| Total Buildings | 2 Buildings |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 404 SEACLIFF DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-4 |
| Legal Subdivision | SEACLIFF PK SUB #2 |
| Legal Block | 7 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 122100 |
404 1/2 Seacliff Dr is held in a trust since October 2016.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 22500 MAJESTIC DR, LOS GATOS, CA 95033-8520 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2016 · Amount on File |
| Deed Sale | Oct 11, 2016 · Amount on File |
| Prior Sale | Oct 11, 2016 · Amount on File |
| Deed Document Number | 201639251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 404 1/2 SEACLIFF DR, APTOS, CA 95003-4322 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CA |
| Name | Verified Name |
|---|---|
| Address | 22500 MAJESTIC DR, LOS GATOS, CA 95033-8520 |
| Document Number | 0000037114 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-0037114 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 404 1/2 Seacliff Dr was $14,809.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,065,417 (+2%) Land $799,063 Building $266,354 | ||
| 2025 | $14,809.00 | $1,044,528 Land $783,396 Building $261,132 | |
| 2023 | $13,222.00 (+2.45%) | $1,003,967 Land $752,975 Building $250,992 | $1,181,880 |
| 2022 | $12,906.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 1/2 Seacliff Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2023) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 1/2 Seacliff Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Cruzio, GeoLinks, Verizon.
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