406 Sandra Ln, Belton, MO 64012 Property Records

Cass County property record for 406 Sandra Ln, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,441 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,153 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02-10-400-000-134.113`

Property Details

APN / Parcel Number

Primary APN	`05-02-10-400-000-134.113`
Alternative APN	`1393608`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,441 sqft Living Area
1st Floor Area	1,441 sqft
Basement Area	1,441 sqft
Finished Basement	525 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	44 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	113 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Location & Zoning

Account Number	1393608
Street Address	406 SANDRA LN
City	BELTON
State	MO
Zip	64012-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY HIGH LOT 252
Legal Range	33
Legal Township	46
Legal Section	10
Legal Subdivision	VALLEY HIGH
Legal Lot Number	252
Jurisdiction	CASS MO
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2005
Census Tract	60001

Owner

406 Sandra Ln is owned and occupied by two individuals.

Source: Cass County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	406 SANDRA LN, BELTON, MO 64012-4204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	406 SANDRA LN, BELTON, MO 64012-4204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SANDRA LN, BELTON, MO 64012-4204

Mortgage

Document Number	4592/137
Date	Nov 20, 2020
Book Page	4592/137
Instrument	678161

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	406 SANDRA LN, BELTON, MO 64012-4204
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4336/132
Date	Mar 4, 2019
Book Page	4336/132
Instrument	641038

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2034

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	406 SANDRA LN, BELTON, MO 64012-4204
Transaction Type	Mortgage
Record Updated	May 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4233/120
Date	Apr 4, 2018
Book Page	4233/120
Instrument	623640

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 26, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 406 Sandra Ln was $7,153.

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,153.00	$37,650 Land $3,590 Building $34,060	$198,120 Land $18,870 Building $179,250
2023	$2,767.00 (+4,930.91%)	$33,650 (+14.46%) Land $3,260 Building $30,390	$177,080 Land $17,160 Building $159,920
2022	$55.00	$29,400 Land $3,260 Building $26,140
2021			$154,740 Land $17,160 Building $137,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Sandra Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Sandra Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: KC Web.

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