405 Sandra Ln, Belton, MO 64012 Property Records

Cass County property record for 405 Sandra Ln, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,864 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$9,120 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02-10-400-000-134.099`

Property Details

APN / Parcel Number

Primary APN	`05-02-10-400-000-134.099`
Alternative APN	`1393599`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
1st Floor Area	1,864 sqft
Basement Area	1,864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	44 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Location & Zoning

Account Number	1393599
Street Address	405 SANDRA LN
City	BELTON
State	MO
Zip	64012-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY HIGH LOT 244
Legal Range	33
Legal Township	46
Legal Section	10
Legal Subdivision	VALLEY HIGH
Legal Lot Number	244
Jurisdiction	CASS MO
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2000
Census Tract	60001

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 SANDRA LN, BELTON, MO 64012-4205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · VA Mortgage BUILDERS CHOICE MORTGAGE LLC
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit UMB BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2025
Deed Sale	May 22, 2025
Deed Document Number	766637
Deed Book / Page	5174 / 44
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	405 SANDRA LN, BELTON, MO 64012-4205
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SANDRA LN, BELTON, MO 64012-4205

Mortgage

Document Number	0005264/25
Date	Feb 2, 2026
Book Page	5264/25
Instrument	779221

Lender

Name	BUILDERS CHOICE MORTGAGE LLC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	405 SANDRA LN, BELTON, MO 64012-4205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4445/120
Date	Jan 3, 2020
Book Page	4445/120
Instrument	657749

Lender

Name	UMB BANK NA
Type	Bank
Address	OVERLAND PARK, KS 66223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	405 SANDRA LN, BELTON, MO 64012-4205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4446/008
Date	Jan 3, 2020
Book Page	4446/008
Instrument	657757

Lender

Name	UMB BANK NA
Type	Bank
Address	OVERLAND PARK, KS 66223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,120.00 (+164.35%)	$48,000 (+14.39%) Land $3,510 Building $44,490	$252,640 (+14.4%) Land $18,480 Building $234,160
2023	$3,450.00 (+4,828.57%)	$41,960 (+12.86%) Land $3,190 Building $38,770	$220,840 (+12.85%) Land $16,800 Building $204,040
2022	$70.00	$37,180 Land $3,190 Building $33,990
2021			$195,700 Land $16,800 Building $178,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: KC Web.

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