406 S The Strand, Oceanside, CA 92054 Property Records

San Diego County property record for 406 S The Strand, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 956 sqft · built 1942
Lot Size	0.1 acres (4,357 sqft)
Owner	2 Company Names on Record
Last Sale	$1,450,000 (May 2012)
Tax Bill	$20,403 (2025)
Deeds & Mortgages	Aug 2023 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-072-21-00`

Property Details

APN / Parcel Number

Primary APN	`150-072-21-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	956 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	4,357 sqft (0.1 acres)
View / Lot	Ocean
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	406 S THE STRAND
City	OCEANSIDE
State	CA
Zip	92054-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D-4A
Legal Description	BLK B LOT 23 TR 001044
Legal Subdivision	TERRACE ANNEX
Legal Tract	001044
Legal Block	B
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45180 VIA VAQUERO, TEMECULA, CA 92590-3146
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2012 · Amount on Record
Deed Sale	May 18, 2012 · Amount on Record
Prior Sale	Sep 26, 2006 · Amount on Record
Deed Document Number	2012294167
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 16, 2023
Property Address	406 S THE STRAND, OCEANSIDE, CA 92054-2915
Document Number	0000222482
Map Reference	MAP 1044
Instrument Date	Aug 3, 2023
Instrument	2023-0222482
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45180 VIA VAQUERO, TEMECULA, CA 92590-3146

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	406 S THE STRAND, OCEANSIDE, CA 92054-2915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000184217
Date	Apr 10, 2020
Instrument	2020-0184217

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.53%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.53%
Index	1-Year CMT
Margin	3
Max Rate	8.53%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,857,696 (+2%) Land $1,768,020 Building $89,676
2025	$20,403.00 (+5.17%)	$1,821,271 (+4.04%) Land $1,733,353 Building $87,918
2023	$19,400.00 (+1.53%)	$1,750,551 Land $1,666,046 Building $84,505
2022	$19,107.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 units insured incl. 4 condo units
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rincon Northern tribal government · serves 7,003 people · EPA ID 090600147
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2026) action level 15 ppb
Copper	2.32 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S The Strand

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