406 S State St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 406 S State St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Feb 2021)
Deeds & Mortgages	Oct 2021 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-15-279-014`

Property Details

APN / Parcel Number

Primary APN	`17-15-279-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,150 sqft Total Area
Basement Area	256 sqft

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	3,485 sqft (0.08 acres)
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	406 S STATE ST
City	BIG RAPIDS
State	MI
Zip	49307-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000406 S STATE STREET: STIMSON'S ADDITION TO THE VILLAGE OF BIG RAPIDS -- THE E 70 FT OF LOT 11
Legal Subdivision	STIMSON'S ADDITION
Legal Lot Number	11
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	3
Census Block	3000
Census Tract	960600

Owner

Source: Mecosta County records, as of July 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13685 PINE ISLAND DR, CEDAR SPRINGS, MI 49319-8459
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Quit Claim Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage GRAND RIVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	909/1793
Deed Book / Page	909 / 1793
Last Transfer Date	Oct 21, 2021
Transfer Doc	914/5494
Record Updated	Jun 7, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECOSTA MI
Recording Date	Oct 21, 2021
Property Address	406 S STATE ST, BIG RAPIDS, MI 49307-1952
Document Number	914/5494
Book / Page	914 / 5494
Instrument Date	Oct 18, 2021
Instrument	202100009874
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13685 PINE ISLAND DR, 13685, CEDAR SPRINGS, MI 49319-8459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13685 PINE ISLAND DR, CEDAR SPRINGS, MI 49319-8459

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Feb 24, 2021
Property Address	406 S STATE ST, BIG RAPIDS, MI 49307-1952
Document Number	909/1793
Book / Page	909 / 1793
Instrument Date	Jan 29, 2021
Instrument	202100001517
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1315 WAKEFIELD DR, 1315, MIDLAND, MI 48640-2734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13685 PINE ISLAND DR, CEDAR SPRINGS, MI 49319-8459

Mortgage

Document Number	202100001518
Date	Feb 24, 2021
Instrument	202100001518

Lender

Name	GRAND RIVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$44,400	$88,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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