402 S State St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 402 S State St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 982 sqft · built 1900
Lot Size	0.073 acres (3,223 sqft)
Owner	Individual Name on Record
Last Sale	$107,500 (Apr 2024)
Deeds & Mortgages	Apr 2024 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-15-279-013`

Property Details

APN / Parcel Number

Primary APN	`17-15-279-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	982 sqft Total Area
Basement Area	196 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	3,223 sqft (0.073 acres)
Porch	Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	402 S STATE ST
City	BIG RAPIDS
State	MI
Zip	49307-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000402 S STATE STREET: STIMSON'S ADDITION TO THE VILLAGE OF BIG RAPIDS -- THE E 65 FT OF LOT 12
Legal Subdivision	STIMSON'S ADDITION
Legal Lot Number	12
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	3
Census Block	3000
Census Tract	960600

Owner

Source: Mecosta County records, as of May 17, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3670 S STATE STREET, BIG RAPIDS, MI 49307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Warranty Deed, Transfer
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	May 20, 2021 · Amount on Record
Deed Document Number	202400002990
Deed Book / Page	929 / 1066
Record Updated	Jun 7, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Apr 29, 2024
Property Address	402 S STATE ST, BIG RAPIDS, MI 49307-1952
Document Number	00929/1066
Book / Page	929 / 1066
Instrument Date	Apr 26, 2024
Instrument	202400002990
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount Recorded
Tax	$806.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2725 GULLMONT DR SW, WYOMING, MI 49418-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3670 S STATE STREET, BIG RAPIDS, MI 49307

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 20, 2021
Property Address	402 S STATE ST, BIG RAPIDS, MI 49307-1952
Document Number	911/3216
Book / Page	911 / 3216
Instrument Date	Apr 7, 2021
Instrument	202100005201
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18769 16 MILE RD, 18769, BIG RAPIDS, MI 49307-9303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 61ST ST SE, GRAND RAPIDS, MI 49508-7063

Mortgage

Document Number	202100005202
Date	May 20, 2021
Instrument	202100005202

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$36,900	$73,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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