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406 S Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 406 S Rowan Ave, Spencer, NC 28159

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,273 sqft · built 1910
Lot Size0.17 acres (7,250 sqft)
Owner2 Individual Names on File
Last Sale$35,000 (Nov 2020)
Tax Bill$2,665 (2026)
Deeds & MortgagesNov 2020 Sale
Flood ZoneZone X (minimal risk)
APN033 367

Property Details

APN / Parcel Number

Primary APN033 367
Alternative APN
  • 6313494

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,273 sqft Living Area
1st Floor Area1,818 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Lot Area7,250 sqft (0.17 acres)
Lot Dimensions145 ft deep x 50 ft wide
PorchPorch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address406 S ROWAN AVE
CitySPENCER
StateNC
Zip28159-2235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6:TWO FAM
Legal DescriptionL17 BLK 23 A.B. ANDREWS JR.
Legal SubdivisionA B ANDREWS JR
Legal Block23
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group4
Census Block4029
Census Tract50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

406 S Rowan Ave is owned and occupied by two individuals who bought it in November 2020.

Source: Rowan County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address406 S ROWAN AVE, SPENCER, NC 28159-2235
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2020 · Amount on File
Deed SaleNov 20, 2020 · Amount on File
Prior SaleSep 21, 2010 · Amount on File
Deed Book / Page1361 / 518
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateNov 20, 2020
Property Address406 S ROWAN AVE, SPENCER, NC 28159-2235
Document Number0013610518
Book / Page001361 / 000518
Instrument DateAug 2, 2020
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$70.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address406 S ROWAN AVE SPENCER NC 281592235, SPENCER, NC 28159-2235

Tax Assessment & Valuation

The 2026 property tax bill for 406 S Rowan Ave was $2,665.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,665.00$235,892 Land $19,000 Building $216,892$235,892 Land $19,000 Building $216,892
2023$2,665.00$235,892 Land $19,000 Building $216,892$235,892 Land $19,000 Building $216,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 S Rowan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 S Rowan Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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