309 S Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 309 S Rowan Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,303 sqft · built 1925
Lot Size	0.17 acres (7,250 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Feb 2025)
Tax Bill	$1,983 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033 385`

Property Details

APN / Parcel Number

Primary APN	`033 385`
Alternative APN	`6182223`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,303 sqft Living Area
1st Floor Area	1,347 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	7,250 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	309 S ROWAN AVE
City	SPENCER
State	NC
Zip	28159-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L5 BLK 17 A.B. ANDREWS JR.
Legal Subdivision	A B ANDREWS JR
Legal Block	17
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2026
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

309 S Rowan Ave is owned by a company that bought it in February 2025.

Source: Rowan County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	506 LONG RIDGE RD, STAMFORD, CT 06902-1427
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CARRIE WILLIAM LLC
Aug 22, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage JET FUNDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025 · Amount on File
Deed Sale	Feb 25, 2025 · Amount on File
Prior Sale	Feb 5, 2025 · Amount on File
Deed Book / Page	1457 / 329
Prior Transfer Date	Dec 31, 2024
Prior Transfer Doc	0014560374
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 30, 2023
Property Address	309 S ROWAN AVE, SPENCER, NC 28159-2232
Document Number	0014280882
Book / Page	1428 / 882
Instrument Date	Aug 29, 2023
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1519 SW ARBOR FALLS DR, LEES SUMMIT, MO 64082-4199

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S ROWAN AVE, SPENCER, NC 28159-2232

Mortgage

Document Number	0001428883
Date	Aug 30, 2023
Instrument	1428/883

Lender

Name	CARRIE WILLIAM LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2043

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 22, 2023
Property Address	309 S ROWAN AVE, SPENCER, NC 28159-2232
Document Number	0014280433
Book / Page	1428 / 433
Map Reference	PG 3
Instrument Date	Aug 15, 2023
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	NOT AVAILABLE, HOCKEY TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1128 GRIST MILL RUN, SALISBURY, NC 28146-8642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 SW ARBOR FALLS DR, LEES SUMMIT, MO 64082-4199

Mortgage

Document Number	0001428434
Date	Aug 22, 2023
Instrument	1428/434

Lender

Name	JET FUNDING GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 309 S Rowan Ave was $1,983.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,983.00	$175,567 (-) Land $19,000 Building $156,567	$175,567 Land $19,000 Building $156,567
2025	$1,983.00	$175,567 Land $19,000 Building $156,567
2023	$1,533.00 (+70.14%)	$135,718 (+97.64%) Land $19,000 Building $116,718	$175,567 (+155.67%) Land $19,000 Building $156,567
2022	$901.00	$68,670 Land $16,000 Building $52,670	$68,670 Land $16,000 Building $52,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 S Rowan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 S Rowan Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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