San Diego County property record for 406 S Pacific St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 639 sqft · built 1932 |
| Lot Size | 0.8 acres (3,470 sqft) |
| Owner | Company Name on File |
| Tax Bill | $712 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-261-02-00 |
| Primary APN | 150-261-02-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 639 sqft Living Area |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Lot Area | 3,470 sqft (0.8 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1501700200 |
|---|---|
| Street Address | 406 S PACIFIC ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D-5A |
| Legal Description | LOT 38 TR 000197 |
| Legal Subdivision | RIVERSIDE TERRACE |
| Legal Tract | 000197 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18301 |
406 S Pacific St is owned by a company that acquired it in February 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10210 DONNER TRAIL RD, TRUCKEE, CA 96161-4937 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2021 |
| Transfer Doc | 0000642862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 10, 2021 |
| Property Address | 406 S PACIFIC ST, OCEANSIDE, CA 92054-2923 |
| Document Number | 0000642862 |
| Map Reference | MAP 197 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021-0642862 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 6182 SQUIRES LN, RENO, NV 89519-7340 |
The 2025 property tax bill for 406 S Pacific St was $712.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $60,256 (+2%) Land $43,093 Building $17,163 | |
| 2025 | $712.00 | $59,076 Land $42,249 Building $16,827 |
| 2023 | $677.00 (+1.65%) | $56,784 Land $40,609 Building $16,175 |
| 2022 | $666.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 406 S Pacific St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 4 condo units |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 406 S Pacific St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rincon Northern tribal government · serves 7,003 people · EPA ID 090600147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2026) action level 15 ppb |
| Copper | 2.32 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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