314 S Pacific St, Oceanside, CA 92054 Property Records

San Diego County property record for 314 S Pacific St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,832 sqft · built 1940
Lot Size	0.75 acres (3,272 sqft)
Owner	2 Company Names on Record
Last Sale	$1,800,000 (Jan 2021)
Tax Bill	$21,823 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-074-15-00`

Property Details

APN / Parcel Number

Primary APN	`150-074-15-00`
Alternative APN	`1500221400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,832 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	3,272 sqft (0.75 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1500221400
Street Address	314 S PACIFIC ST
City	OCEANSIDE
State	CA
Zip	92054-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D-5A
Legal Description	LOT 47 TR 000197
Legal Subdivision	RIVERSIDE TERRACE
Legal Tract	000197
Legal Block	1
Legal Lot Number	47
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2017
Census Tract	18301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	328 W E ST, ENCINITAS, CA 92024-3423
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 10, 2020	Affidavit of Death, Transfer TAMRA ARMBRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	202155974
Prior Transfer Date	Jan 8, 2016
Prior Transfer Doc	0000018859
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2021
Property Address	314 S PACIFIC ST, OCEANSIDE, CA 92054-2922
Document Number	0000055974
Map Reference	MAP 197
Instrument Date	Jan 12, 2021
Instrument	2021-0055974
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055975
Date	Jan 25, 2021
Instrument	2021-0055975

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 10, 2020
Property Address	314 S PACIFIC ST, OCEANSIDE, CA 92054-2922
Document Number	0000704472
Instrument Date	Oct 28, 2020
Instrument	704472
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	314 S PACIFIC ST OCEANSIDE CA 920542922, OCEANSIDE, CA 92054-2922

Mortgage

Document Number	704473
Date	Nov 10, 2020
Instrument	704473

Lender

Name	TAMRA ARMBRUST
Address	6671 MELBOURNE DR, HUNTINGTON BEACH, CA 92647-2608

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,987,342 (+2%) Land $1,733,405 Building $253,937
2025	$21,823.00 (+5.17%)	$1,948,375 (+4.04%) Land $1,699,417 Building $248,958
2023	$20,750.00 (+1.53%)	$1,872,720 Land $1,633,428 Building $239,292
2022	$20,437.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 units insured incl. 37 condo units
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2010 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rincon Northern tribal government · serves 7,003 people · EPA ID 090600147
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2026) action level 15 ppb
Copper	2.32 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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