406 S Linden St, Normal, IL 61761 Property Records

McLean County property record for 406 S Linden St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 712 sqft · built 1949
Lot Size	0.116 acres (5,072 sqft)
Owner	Company Name on Record
Last Sale	$60,500 (Jan 2018)
Tax Bill	$3,070 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-27-351-004`

Property Details

APN / Parcel Number

Primary APN	`14-27-351-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	712 sqft Living Area
1st Floor Area	712 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,072 sqft (0.116 acres)
Lot Dimensions	94 ft deep x 53 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 S LINDEN ST
City	NORMAL
State	IL
Zip	61761-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	RUTH K. RYAN RESUB BLK 18- SIXTH ADD LOT 7
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	RUTH K. RYAN
Legal Block	18
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1010
Census Tract	501

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	57 DRY SAGE CIR, BLOOMINGTON, IL 61705-9204
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF BLOOMINGTON
Dec 8, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 26, 2018	Trustee's Deed, Foreclosure · Commercial Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	20181859
Last Transfer Date	Oct 22, 2021
Transfer Doc	0000028853
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	406 S LINDEN ST, NORMAL, IL 61761-3726
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202200005753
Date	Mar 29, 2022
Instrument	2022-00005753

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2027

Interest

Rate	3.75%

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 8, 2021
Property Address	406 S LINDEN ST, NORMAL, IL 61761-3726
Document Number	202100028853
Instrument Date	Oct 22, 2021
Instrument	2021-00028853
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 DRY SAGE CIR, 57, BLOOMINGTON, IL 61705-9204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 DRY SAGE CIR, BLOOMINGTON, IL 61705-9204

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 26, 2018
Property Address	406 S LINDEN ST, NORMAL, IL 61761-3726
Document Number	201800001859
Instrument Date	Jan 10, 2018
Instrument	2018-00001859
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90.75
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1445, BLOOMINGTON, IL 61702-1445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MCCORNICK BLVD NORMAL, 00000
Investor	Possibly a Property Investor

Mortgage

Document Number	201800001860
Date	Jan 26, 2018
Instrument	2018-00001860

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Apr 20, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,267 (+21.89%) Land $10,841 Building $30,426	$123,801 (+21.89%) Land $32,523 Building $91,278
2024	$3,070.00 (+5.97%)
2023	$2,897.00	$33,856 Land $8,894 Building $24,962	$101,568 Land $26,682 Building $74,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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