403 S Linden St, Normal, IL 61761 Property Records

McLean County property record for 403 S Linden St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,012 sqft · built 1992
Lot Size	0.2 acres (8,711 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2023)
Tax Bill	$4,870 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-483-015`

Property Details

APN / Parcel Number

Primary APN	`14-28-483-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,711 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 66 ft wide
Garage Area	400 sqft
Patio Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	403 S LINDEN ST
City	NORMAL
State	IL
Zip	61761-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ORIG TOWN OF NORMAL LOT 2 BLK 19
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	ORIG TOWN OF NORMAL
Legal Block	19
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1005
Census Tract	501

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 S LINDEN ST, NORMAL, IL 61761-3725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 10, 2019	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	202311894
Prior Transfer Date	Nov 13, 2019
Prior Transfer Doc	0000020317
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 6, 2023
Property Address	403 S LINDEN ST, NORMAL, IL 61761-3725
Document Number	202300011894
Instrument Date	Aug 7, 2023
Instrument	2023-00011894
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 5 LINDEN STREET, 5, NORMAL, IL 61761

Mortgage

Document Number	202300011895
Date	Sep 6, 2023
Instrument	2023-00011895

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.49%
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 23, 2020
Property Address	403 S LINDEN ST, NORMAL, IL 61761-3725
Document Number	202000019342
Instrument Date	Sep 8, 2020
Instrument	2020-00019342
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 S LINDEN ST, NORMAL, IL 61761-3725

Mortgage

Document Number	202000019343
Date	Sep 23, 2020
Instrument	2020-00019343

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Dec 10, 2019
Property Address	403 S LINDEN ST, NORMAL, IL 61761-3725
Document Number	201900020317
Instrument Date	Nov 13, 2019
Instrument	2019-00020317
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CIRCLE RIDGE DR, BURR RIDGE, IL 60527-8380

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,018 (+21.89%) Land $14,250 Building $57,768	$216,054 (+21.89%) Land $42,750 Building $173,304
2024	$4,870.00 (-3.68%)
2023	$5,056.00 (+5.44%)	$59,085 (+10.69%) Land $11,691 Building $47,394	$177,255 (+10.69%) Land $35,073 Building $142,182
2022	$4,795.00	$53,379 Land $10,562 Building $42,817	$160,137 Land $31,686 Building $128,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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