406 S Cedar St, Florence, AL 35630 Property Records

Lauderdale County property record for 406 S Cedar St, Florence, AL 35630 · Last verified December 2025

Property Summary

Property Type	Office Building
Details	1,527 sqft · built 1920
Lot Size	0.202 acres (8,815 sqft)
Owner	Individual Name on File
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-05-15-1-006-020-000`

Property Details

APN / Parcel Number

Primary APN	`24-05-15-1-006-020-000`
Alternative APNs	`068553` `52576` `68553`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,527 sqft Total Area
1st Floor Area	1,527 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,815 sqft (0.202 acres)
Lot Dimensions	176 ft deep x 50 ft wide
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	68553
Street Address	406 S CEDAR ST
City	FLORENCE
State	AL
Zip	35630-6196
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	50 X 176.25 MCFARLAND HEIGHTS BLK 208 LOT 8
Legal Range	11W
Legal Township	03S
Legal Section	15
Legal Subdivision	MCFARLAND HEIGHTS
Legal Block	208
Legal Lot Number	8
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2010
Census Tract	10200

Owner

Source: Lauderdale County records · APN 24-05-15-1-006-020-000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	406 S CEDAR ST, FLORENCE, AL 35630-6196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2011
Deed Sale	Jul 05, 2011
Prior Sale	Jun 06, 2007 · Amount on Record
Deed Document Number	0201122840
Deed Book / Page	2011 / 22840
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	406 S CEDAR ST, FLORENCE, AL 35630-6196
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021/74370
Date	Nov 29, 2021
Book Page	2021/74370

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,923.00 (+6.95%)	$39,260 (+6.98%)	$208,640 (+13.69%) Land $8,000 Building $200,640
2024	$1,798.00 (+12.02%)	$36,700 (+3,010.17%) Land $1,320 Building $35,380	$183,520 (+12.01%) Land $6,600 Building $176,920
2023	$1,605.00 (+17.41%)	$1,180 (-95.77%) Land $1,180	$163,840 (+17.45%) Land $5,900 Building $157,940
2022	$1,367.00	$27,900	$139,500 Land $6,500 Building $133,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010770102002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1990–1991)
Most Recent Claim	Dec 1991, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.