Lauderdale County property record for 302 S Cedar St, Florence, AL 35630
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,918 sqft · built 1916 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jul 2019) |
| Tax Bill | $2,626 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-05-15-1-005-001-000 |
| Primary APN | 24-05-15-1-005-001-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| 1st Floor Area | 2,370 sqft |
| 2nd Floor Area | 748 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 141 ft deep x 110 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 96000 |
|---|---|
| Street Address | 302 S CEDAR ST |
| City | FLORENCE |
| State | AL |
| Zip | 35630-6169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | 133 X 141.5 IRR CITY OF FLORENCE PT OF BLK 201 .43 AC/C SEC 15 T3S R11W PB 2 PG 155 |
| Legal Range | 11W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | CITY OF FLORENCE |
| Legal Block | 201 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10200 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1004 E 5TH ST, TUSCUMBIA, AL 35674-2804 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT |
| Jul 29, 2019 | Survivorship Deed, Transfer · Conventional Mortgage BANK INDEPENDENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Deed Document Number | 0201931358 |
| Deed Book / Page | 2019 / 31358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 302 S CEDAR ST, FLORENCE, AL 35630-6169 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2019/40814 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 2019/40814 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jul 29, 2019 |
| Property Address | 302 S CEDAR ST, FLORENCE, AL 35630-6169 |
| Document Number | 2019/31358 |
| Book / Page | 2019 / 31358 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 DOGWOOD CIR, 190, MUSCLE SHOALS, AL 35661-4517 |
| Name | Verified Name |
|---|---|
| Address | 1004 E 5TH ST, TUSCUMBIA, AL 35674-2804 |
| Document Number | 0201931360 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 2019/31360 |
| Name | BANK INDEPENDENT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,626.00 (-3.46%) | $53,600 (-3.46%) | $268,000 (-3.48%) Land $85,800 Building $182,200 |
| 2024 | $2,720.00 (+11.7%) | $55,520 (+321.88%) | $277,660 (+11.72%) Land $73,000 Building $204,660 |
| 2023 | $2,435.00 (+9.83%) | $13,160 (-70.92%) Land $13,160 | $248,540 (+9.83%) Land $65,800 Building $182,740 |
| 2022 | $2,217.00 | $45,260 | $226,300 Land $72,100 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1990–1991) |
| Most Recent Claim | Dec 1991 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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