406 S 7th St, Oregon, IL 61061 Property Records

Ogle County property record for 406 S 7th St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,544 sqft · built 1926
Lot Size	0.217 acres (9,455 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,000 (Oct 2023)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-429-011`

Property Details

APN / Parcel Number

Primary APN	`16-04-429-011`

Interior

Stories	1 Story
Building Area	1,544 sqft Living Area
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	9,455 sqft (0.217 acres)
Lot Dimensions	152 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	784 sqft

Location & Zoning

Street Address	406 S 7TH ST
City	OREGON
State	IL
Zip	61061-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 4 BLK 1 ETNYRES ADD CITY OF OREGON
Legal Subdivision	ETNYRES ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	2
Census Block	2024
Census Tract	961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 S 7TH ST, OREGON, IL 61061-1726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 30, 2017	Grant Deed, Transfer · Conventional with PMI STILLMAN BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Jul 29, 2016
Deed Document Number	20234521
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	0000004089
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Oct 12, 2023
Property Address	406 S 7TH ST, OREGON, IL 61061-1726
Document Number	0000004521
Map Reference	PB A PG 295
Instrument Date	Oct 12, 2023
Instrument	202304521
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 S 7TH ST, OREGON, IL 61061-1726

Mortgage

Document Number	0000004522
Date	Oct 12, 2023
Instrument	202304522

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.63%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OGLE IL
Recording Date	Mar 30, 2017
Property Address	406 S 7TH ST, OREGON, IL 61061-1726
Document Number	0000001670
Instrument Date	Mar 15, 2017
Instrument	1670
Transaction Type	Transfer
Record Updated	Apr 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 N BLACKHAWK DR BYRON IL 610109521, BYRON, IL 61010-9521

Mortgage

Document Number	1671
Date	Mar 30, 2017
Instrument	1671

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,146.00 (+35.25%)	$38,442 (+24.59%) Land $7,973 Building $30,469	$115,326 (+24.59%) Land $23,919 Building $91,407
2023		$30,856 (+8.04%) Land $5,419 Building $25,437	$92,568 (+8.04%) Land $16,257 Building $76,311
2022	$2,326.00	$28,560 Land $5,016 Building $23,544	$85,680 Land $15,048 Building $70,632

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2017–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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