403 S 7th St, Oregon, IL 61061 Property Records

Ogle County property record for 403 S 7th St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,101 sqft · built 1950
Lot Size	0.2 acres (8,721 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Apr 2015)
Tax Bill	$4,065 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-03-301-002`

Property Details

APN / Parcel Number

Primary APN	`16-03-301-002`

Interior

Stories	1 Story
Building Area	1,101 sqft Living Area
Basement Area	1,101 sqft
Unfinished Basement	1,101 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	8,721 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	528 sqft

Location & Zoning

Street Address	403 S 7TH ST
City	OREGON
State	IL
Zip	61061-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 11& W2 VAC ALLEY E & ADJ BLK 1 SHEETS 2ND SCHOOL HOUSE ADD CITY OF OREGON
Legal Subdivision	SHEETS SECOND SCHOOL HOUSE ADD
Legal Block	1
Legal Lot Number	11
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	3
Census Block	3040
Census Tract	961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 S 7TH ST, OREGON, IL 61061-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKFORD BELL CU
Aug 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2015 · Amount on Record
Deed Sale	Apr 30, 2015 · Amount on Record
Deed Document Number	20152288
Last Transfer Date	Aug 16, 2021
Transfer Doc	0000006026
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	403 S 7TH ST, OREGON, IL 61061-1725
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003393
Date	Jun 9, 2022
Instrument	202203393

Lender

Name	ROCKFORD BELL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OGLE IL
Recording Date	Aug 17, 2021
Property Address	403 S 7TH ST, OREGON, IL 61061-1725
Document Number	0000006026
Map Reference	BK B PG 50
Instrument Date	Aug 16, 2021
Instrument	202106026
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S 7TH ST, OREGON, IL 61061-1725

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,065.00 (+48.14%)	$41,919 (+18.94%) Land $7,491 Building $34,428	$125,757 (+18.94%) Land $22,473 Building $103,284
2023		$35,244 Land $6,502 Building $28,742	$105,732 Land $19,506 Building $86,226
2022	$2,744.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 7th St

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