Champaign County property record for 406 S 3rd St, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1925 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $102,500 (Sep 2020) |
| Tax Bill | $2,376 (2024) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-14-178-007 |
| Primary APN | 28-22-14-178-007 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,324 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 6,200 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 406 S 3RD ST |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 FISHERS, DAVID, 1ST ADD |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 14 |
| Legal Subdivision | FISHERS, DAVID, 1ST ADD |
| Legal Lot Number | 22 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 10701 |
Source: Champaign County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 N MORGAN ST, 1303, CHICAGO, IL 60607-2865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on Record |
| Deed Sale | Sep 22, 2020 · Amount on Record |
| Prior Sale | Sep 15, 2003 · Amount on Record |
| Deed Document Number | 202019245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Sep 22, 2020 |
| Property Address | 406 S 3RD ST, SAINT JOSEPH, IL 61873-9030 |
| Document Number | 0000019245 |
| Map Reference | MB C PG 248 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020R19245 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 N MORGAN ST APT 1303, 1303, CHICAGO, IL 60607-2865 |
| Document Number | 0000019246 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020R19246 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Champaign County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Municipality | St. Joseph Village |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,340 (+25.27%) Land $7,090 Building $35,250 | $127,020 (+25.27%) Land $21,270 Building $105,750 | |
| 2024 | $2,376.00 (+15.06%) | ||
| 2022 | $2,065.00 Homeowner's exemption | $33,800 Land $5,660 Building $28,140 | $101,400 Land $16,980 Building $84,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink.
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