209 S 3rd St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 209 S 3rd St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 796 sqft · built 1925
Lot Size	0.1 acres (4,357 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Dec 2023)
Tax Bill	$1,885 (2024)
Deeds & Mortgages	Dec 2023 Sale Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-139-010`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-139-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	796 sqft Living Area
Gross Area	1,592 sqft
1st Floor Area	796 sqft
Basement Area	796 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	4,357 sqft (0.1 acres)
Porch	Open Frame Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	209 S 3RD ST
City	SAINT JOSEPH
State	IL
Zip	61873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 8 BLOCK 16 GRIGGS SUB
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	GRIGGS SUB
Legal Block	16
Legal Lot Number	8
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3022
Census Tract	10701

Owner

209 S 3rd St is owned by two individuals who bought it in December 2023.

Source: Champaign County records, as of May 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1832 COUNTY ROAD 2350 E, SAINT JOSEPH, IL 61873-9500
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Sep 10, 2021 · Amount on File
Deed Document Number	202318157
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 29, 2023
Property Address	209 S 3RD ST, SAINT JOSEPH, IL 61873
Document Number	0000018157
Map Reference	DD 19 PG 452
Instrument Date	Dec 28, 2023
Instrument	2023R18157
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1832 COUNTY ROAD 2350 E, SAINT JOSEPH, IL 61873-9500

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 10, 2021
Property Address	209 S 3RD ST, SAINT JOSEPH, IL 61873
Document Number	0000021613
Map Reference	PL 19 PG 452
Instrument Date	Aug 27, 2021
Instrument	2021R21613
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S MARKET ST, OGDEN, IL 61859-9755

Mortgage

Document Number	0000021614
Date	Sep 10, 2021
Instrument	2021R21614

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,830 Land $5,500 Building $29,330	$104,490 Land $16,500 Building $87,990
2024	$1,885.00
2022	$1,623.00 Homeowner's exemption	$27,800 Land $4,390 Building $23,410	$83,400 Land $13,170 Building $70,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 S 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 209 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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