Rockwall County property record for 406 Rustic Meadows Dr, Royse City, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 2003 |
| Lot Size | 0.294 acres (12,794 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,138 (2025) |
| Deeds & Mortgages | Mar 2018 Loan Modification Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 489100050015000R |
| Primary APN | 489100050015000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 2,431 sqft |
| 1st Floor Area | 2,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,794 sqft (0.294 acres) |
| Lot Dimensions | 164 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 406 RUSTIC MEADOWS DR |
|---|---|
| City | ROYSE CITY |
| State | TX |
| Zip | 75189-8257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSTIC MEADOWS WEST NO 1, BLOCK 5, LOT 15 |
| Legal Subdivision | RUSTIC MEADOWS WEST NO 1 |
| Legal Tract | 15 |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40403 |
406 Rustic Meadows Dr is owned and occupied by two individuals.
Source: Rockwall County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 RUSTIC MEADOWS DR, ROYSE CITY, TX 75189-8257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2018 | Loan Modification, Mortgage QUICKEN LNS |
| Mar 2, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 406 RUSTIC MEADOWS DR, ROYSE CITY, TX 75189-8257 |
| Document Number | 0000006563 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 RUSTIC MEADOWS DR ROYSE CITY TX 751898257, ROYSE CITY, TX 75189-8257 |
| Document Number | 0000006563 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 6563 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 16, 2048 |
| Rate | 4.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 406 RUSTIC MEADOWS DR, ROYSE CITY, TX 75189-8257 |
| Document Number | 0000004141 |
| Instrument Date | Mar 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 RUSTIC MEADOWS DR ROYSE CITY TX 751898257, ROYSE CITY, TX 75189-8257 |
| Document Number | 0000004141 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 4141 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 8, 2032 |
The 2025 property tax bill for 406 Rustic Meadows Dr was $4,138 with a homeowner's exemption, down 9.7% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Royse City |
| Unified School District | Royse City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,803 (+0.67%) Land $118,750 Building $166,053 | $284,803 (+0.67%) Land $118,750 Building $166,053 | |
| 2025 | $4,138.00 (-9.73%) Homeowner's exemption | $282,901 Land $118,750 Building $164,151 | $282,901 Land $118,750 Building $164,151 |
| 2024 | $4,584.00 | ||
| 2023 | $315,111 Land $140,000 Building $175,111 | $315,111 Land $140,000 Building $175,111 | |
| 2021 | $4,667.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Rustic Meadows Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Rustic Meadows Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYSE CITY serves 24,313 people · EPA ID TX1990002 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Peoples Communications Fixed Wireless · Fiber in parts of the area | 200 / 40 |
May also be available: Nextlink.
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