406 Rudy Ln, Buffalo, MN 55313 Property Records

Wright County property record for 406 Rudy Ln, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,519 sqft · built 2006
Lot Size	0.296 acres (12,903 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Oct 2019)
Tax Bill	$5,282 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-223-007110`

Property Details

APN / Parcel Number

Primary APN	`103-223-007110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,519 sqft
Basement Area	1,088 sqft
Finished Basement	1,088 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,903 sqft (0.296 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 RUDY LN
City	BUFFALO
State	MN
Zip	55313-5068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-06 TWP-119 RANGE-025 RODEO HILLS 2ND ADDN LOT-011 BLOCK-007 -007
Legal Range	025
Legal Township	119
Legal Section	06
Legal Subdivision	RODEO HILLS
Legal Block	7
Legal Lot Number	11
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4015
Census Tract	100701

Owner

406 Rudy Ln is owned and occupied by an individual who bought it in October 2019.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	406 RUDY LN, BUFFALO, MN 55313-5068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Prior Sale	Sep 18, 2008 · Amount on File
Deed Document Number	20191407957
Prior Transfer Date	Jul 29, 2008
Prior Transfer Doc	0000108863
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 11, 2019
Property Address	406 RUDY LN, BUFFALO, MN 55313-5068
Document Number	0001407957
Instrument Date	Sep 25, 2019
Instrument	1407957
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 RUDY LN, BUFFALO, MN 55313-5068

Mortgage

Document Number	0001407958
Date	Oct 11, 2019
Instrument	1407958

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 406 Rudy Ln was $5,282.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,282.00	$443,400 (+3.19%) Land $75,000 Building $368,400	$443,400 (+3.19%) Land $75,000 Building $368,400
2025		$429,700 Land $75,000 Building $354,700	$429,700 Land $75,000 Building $354,700
2023	$4,804.00 (+2.39%)	$409,200 Land $70,000 Building $339,200	$409,200 Land $70,000 Building $339,200
2022	$4,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Rudy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Rudy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buffalo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20