404 Rudy Ln, Buffalo, MN 55313 Property Records

Wright County property record for 404 Rudy Ln, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,352 sqft · built 2015
Lot Size	0.296 acres (12,903 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Sep 2021)
Tax Bill	$4,424 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`103-223-007100`

Property Details

APN / Parcel Number

Primary APN	`103-223-007100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	4 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	675 sqft
Finished Basement	675 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,903 sqft (0.296 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 RUDY LN
City	BUFFALO
State	MN
Zip	55313-5068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-06 TWP-119 RANGE-025 RODEO HILLS 2ND ADDN LOT-010 BLOCK-007 -007
Legal Range	025
Legal Township	119
Legal Section	06
Legal Subdivision	RODEO HILLS
Legal Block	7
Legal Lot Number	10
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4015
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 RUDY LN, BUFFALO, MN 55313-5068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jul 18, 2017	Warranty Deed, Transfer BURNET TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	20211482992
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 7, 2021
Property Address	404 RUDY LN, BUFFALO, MN 55313-5068
Document Number	0001482992
Instrument Date	Aug 20, 2021
Instrument	1482992
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 RUDY LN, BUFFALO, MN 55313-5068

Mortgage

Document Number	0001482993
Date	Sep 7, 2021
Instrument	1482993

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 18, 2017
Property Address	404 RUDY LN, BUFFALO, MN 55313-5068
Document Number	0001348453
Instrument Date	Jul 14, 2017
Instrument	1348453
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$973.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 RUDY LN, BUFFALO, MN 55313-5068

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,424.00 (+12.51%)	$375,400 (+2.57%) Land $75,000 Building $300,400	$375,400 (+2.57%) Land $75,000 Building $300,400
2025		$366,000 (+4.15%) Land $75,000 Building $291,000	$366,000 (+4.15%) Land $75,000 Building $291,000
2023	$3,932.00 (-1.95%)	$351,400 Land $70,000 Building $281,400	$351,400 Land $70,000 Building $281,400
2022	$4,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buffalo Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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