Somerset County and Bridgewater Township property record for 406 Reading Cir, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 1,029 sqft · built 1989 |
| Lot Size | 0.017 acres (737 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $388,000 (Sep 2024) |
| Tax Bill | $5,926 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00164-05-00406 |
| Primary APN | 06-00164-05-00406 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,029 sqft Living Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 737 sqft (0.017 acres) |
| Account Number | S001 |
|---|---|
| Street Address | 406 READING CIR |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-7023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDU8 |
| Legal Description | UNIT C2 BLDG 4 |
| Legal Subdivision | BEACON HILL/VANDERHAVEN FARM C |
| Legal Block | 164.5 |
| Legal Lot Number | 406 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 50704 |
406 Reading Cir is owned and occupied by two individuals who bought it in September 2024.
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 READING CIR, BRIDGEWATER, NJ 08807-7023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2024 · Amount on File |
| Deed Sale | Sep 16, 2024 · Amount on File |
| Prior Sale | Dec 5, 2003 · Amount on File |
| Deed Document Number | 202423656 |
| Deed Book / Page | 7577 / 1796 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 406 Reading Cir was $5,926, down 0.1% from the year before.
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,900 (+8.04%) Land $185,000 Building $146,900 | $331,900 (+8.04%) Land $185,000 Building $146,900 | |
| 2025 | $5,926.00 (-0.13%) | $307,200 Land $175,000 Building $132,200 | $307,200 Land $175,000 Building $132,200 |
| 2024 | $5,934.00 | ||
| 2023 | $281,100 Land $175,000 Building $106,100 | $281,100 Land $175,000 Building $106,100 | |
| 2022 | $5,471.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Reading Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Reading Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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