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405 Reading Cir, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 405 Reading Cir, Bridgewater, NJ 08807 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1989
Square Footage1,029 sqft Living Area
Lot Size737 sqft (0.017 acres)
Last Sale$46,000 (2023)
Tax Bill$5,783.00 (2025)

Owner

Source: Somerset County and Bridgewater Township records · APN 06-00164-05-00405

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address199 CRESTVIEW RD, BRIDGEWATER, NJ 08807-2095
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed, Transfer
WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Feb 22, 2017Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2023 · Amount on Record
Deed SaleOct 10, 2023 · Amount on Record
Prior SaleFeb 22, 2017 · Amount on Record
Deed Doc Number202326535
Deed Book / Page7528 / 2519
Record RefreshedSep 20, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateOct 10, 2023
Property Address405 READING CIR, BRIDGEWATER, NJ 08807-7023
Document Number0000026535
Book / Page7528 / 2519
Instrument DateAug 20, 2023
Instrument2023026535
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
Tax$184.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address24021 NE 25TH ST, SAMMAMISH, WA 98074-5401

Transferred To (Grantee/Buyer)

NameVerified Name
Address199 CRESTVIEW RD, BRIDGEWATER, NJ 08807-2095

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateFeb 22, 2017
Property Address405 READING CIR, BRIDGEWATER, NJ 08807-7023
Document Number0000008108
Book / Page6943 / 1911
Instrument DateFeb 08, 2017
Instrument2017008108
Transaction TypeTransfer
Record UpdatedNov 05, 2021
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,215.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address32 GIFFORD RD, 32, SOMERSET, NJ 08873-2306

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 READING CIR # C1, C1, BRIDGEWATER, NJ 08807-7023

Mortgage

Document Number0000008110
DateFeb 22, 2017
Instrument2017008110
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$323,600 (+7.94%) Land $185,000 Building $138,600$323,600 (+7.94%) Land $185,000 Building $138,600
2025$5,783.00 (-0.16%)$299,800 (+8.98%) Land $175,000 Building $124,800$299,800 (+8.98%) Land $175,000 Building $124,800
2024$5,792.00 (+7.94%)
2023$275,100 (+5.24%) Land $175,000 Building $100,100$275,100 (+5.24%) Land $175,000 Building $100,100
2022$5,366.00 (+5.05%)$261,400 Land $175,000 Building $86,400$261,400 Land $175,000 Building $86,400
2021$5,108.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-00164-05-00405
Alternative APNs
  • 0600164000500405
  • S001

Interior

Building Area1,029 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area737 sqft (0.017 acres)

Location & Zoning

Account NumberS001
Street Address405 READING CIR
CityBRIDGEWATER
StateNJ
Zip08807-7023
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEACON HILL BLDG 4 UNIT C1
Legal SubdivisionBEACON HILL/VANDERHAVEN FARM
Legal Block164.5
Legal Lot Number405
JurisdictionSOMERSET NJ
Minor Civil DivisionBRIDGEWATER
Census Blockgroup4
Census Block4010
Census Tract50704

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