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406 Prosperous Path, Locust, NC 28097 Property Records

Stanly County property record for 406 Prosperous Path, Locust, NC 28097 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,088 sqft Finished Area
Lot Size13,068 sqft (0.3 acres)
GarageAttached, 240 sqft
Last Sale$331,000 (2021)
Tax Bill$2,685.00 (2023)

Property Details

APN / Parcel Number

Primary APN557602553892
Alternative APNs
  • 1532996
  • 139245

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,088 sqft Finished Area
Gross Area2,538 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl Exterior
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached Garage
Garage Area240 sqft Garage
Patio Area216 sqft Patio
Porch1 Porch
Porch Area91 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number1532996
Street Address406 PROSPEROUS PATH
CityLOCUST
StateNC
Zip28097-0050
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHSE 406 PROSPEROUS PATH LT 293B SEC B WHISPERING 557602032
Legal SubdivisionWHISPERING HILLS PH 1 & 2
Legal Lot Number293B
JurisdictionSTANLY NC
Minor Civil DivisionFURR
Census Blockgroup3
Census Block3009
Census Tract930801

Owner

Source: Stanly County records · APN 557602553892

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Line of Credit
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
May 28, 2021Warranty Deed, Transfer
Mar 10, 2020Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Oct 01, 2019Warranty Deed, Transfer
TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleMar 10, 2020 · Amount on Record
Deed Doc Number0017431262
Deed Book / Page1743 / 1262
Record RefreshedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address406 PROSPEROUS PATH, LOCUST, NC 28097-0050
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000436902
DateAug 26, 2021
Book Page1754/935
Instrument436902
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueSep 09, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateMay 28, 2021
Property Address406 PROSPEROUS PATH, LOCUST, NC 28097-0050
Document Number0000433488
Book / Page1743 / 1262
Map ReferenceMB 26 PG 113&114
Instrument DateMay 27, 2021
Instrument433488
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

AmountAmount Recorded
Tax$662.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8720 LEE ST, MOUNT PLEASANT, NC 28124-9701

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

March 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateMar 10, 2020
Property Address406 PROSPEROUS PATH, LOCUST, NC 28097-0050
Document Number0000417903
Book / Page001694 / 001395
Instrument DateMar 10, 2020
Instrument417903
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 09, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$513.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 PROSPEROUS PATH LOCUST NC 280970050, LOCUST, NC 28097-0050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateOct 01, 2019
Property Address406 PROSPEROUS PATH, LOCUST, NC 28097-0050
Document Number0000413424
Book / Page001681 / 000696
Instrument DateSep 27, 2019
Instrument413424
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyTITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,685.00$246,335 Land $55,000 Building $191,335$246,335 Land $55,000 Building $191,335

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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