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315 Prosperous Path, Locust, NC 28097 Property Records

Stanly County property record for 315 Prosperous Path, Locust, NC 28097 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2019
Square Footage2,100 sqft Finished Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$251,500 (2020)
Tax Bill$3,137.00 (2025)

Property Details

APN / Parcel Number

Primary APN557602553545
Alternative APNs
  • 1528557
  • 139225

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,100 sqft Finished Area
Stories2 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached Garage
Garage Area400 sqft Garage
Porch1 Porch
Porch Area304 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number1528557
Street Address315 PROSPEROUS PATH
CityLOCUST
StateNC
Zip28097-0047
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHSE 315 PROSPEROUS PATH LOT 215B SEC B WHISPERING 557602023
Legal SubdivisionWHISPERING HILLS PHASE 1&2
Legal Lot Number215B
JurisdictionSTANLY NC
Minor Civil DivisionFURR
Census Blockgroup3
Census Block3009
Census Tract930801

Owner

Source: Stanly County records · APN 557602553545

Assessment roll updated August 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address315 PROSPEROUS PATH, LOCUST, NC 28097-0047
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 04, 2020Warranty Deed, Subdivision Related Transfer
INDEPENDENCE TITLE GROUP LLC
Oct 01, 2019Warranty Deed, Transfer
TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2020 · Amount on Record
Deed SaleMar 04, 2020 · Amount on Record
Prior SaleOct 01, 2019 · Amount on Record
Deed Doc Number2020417765
Deed Book / Page1694 / 634
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address315 PROSPEROUS PATH, LOCUST, NC 28097-0047
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000437851
DateSep 20, 2021
Book Page1757/741
Instrument437851
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

March 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateMar 04, 2020
Property Address315 PROSPEROUS PATH, LOCUST, NC 28097-0047
Document Number0000417765
Book / Page001694 / 000634
Instrument DateMar 04, 2020
Instrument417765
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 09, 2020
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$503.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address315 PROSPEROUS PATH LOCUST NC 280970047, LOCUST, NC 28097-0047

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateOct 01, 2019
Property Address315 PROSPEROUS PATH, LOCUST, NC 28097-0047
Document Number0000413424
Book / Page001681 / 000696
Instrument DateSep 27, 2019
Instrument413424
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyTITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,137.00 (+16.66%)$340,985 (+38.19%) Land $65,000 Building $275,985$340,985 (+38.19%) Land $65,000 Building $275,985
2023$2,689.00$246,752 Land $55,000 Building $191,752$246,752 Land $55,000 Building $191,752

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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