406 Prospect St, Alton, IL 62002 Property Records

Madison County property record for 406 Prospect St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,098 sqft · built 1900
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Jun 2021)
Tax Bill	$7,054 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2017 Line of Credit + 2 more
APN	`23-2-07-11-17-302-036`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-11-17-302-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,098 sqft Living Area
Gross Area	1,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Stone
Roof Material	Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Terrain	Rolling
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 PROSPECT ST
City	ALTON
State	IL
Zip	62002-6155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALTON MFG COS ADD PROSPECT ST LOTS LOT PT 12 & PLOT 55X218 S IRR
Legal Subdivision	ALTON MFG COS ADDN
Legal Lot Number	12
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1019
Census Tract	402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Hill Historic District listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

406 Prospect St is owned and occupied by an individual who bought it in June 2021.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	406 PROSPECT ST, ALTON, IL 62002-6155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
May 8, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF EDWARDSVILLE
May 24, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	May 24, 2018 · Amount on File
Deed Document Number	202125831
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 17, 2021
Property Address	406 PROSPECT ST, ALTON, IL 62002-6155
Document Number	0000025831
Map Reference	PB 9 PG 23
Instrument Date	Jun 11, 2021
Instrument	2021R25831
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PROSPECT ST, ALTON, IL 62002-6155

Mortgage

Document Number	0000025832
Date	Jun 17, 2021
Instrument	2021R25832

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	406 PROSPECT ST, ALTON, IL 62002-6155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003236
Date	Jan 30, 2017
Instrument	2017R03236

Lender

Name	LIBERTY BANK
Type	Bank
Address	ALTON, IL 62002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 18, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	406 PROSPECT ST, ALTON, IL 62002-6155
Document Number	0000015391
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	SOUTHERN IL R/E TITLE CTR

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 PROSPECT ST ALTON IL 620026155, ALTON, IL 62002-6155

Mortgage

Document Number	0000015391
Date	May 20, 2019
Instrument	15391

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	ALTON, IL 62002

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 24, 2018
Property Address	406 PROSPECT ST, ALTON, IL 62002-6155
Document Number	0000016012
Instrument Date	May 18, 2018
Instrument	16012
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	SERENITY TITLE AND ESCROW LIMITED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 PROSPECT ST ALTON IL 620026155, ALTON, IL 62002-6155

Mortgage

Document Number	16013
Date	May 24, 2018
Instrument	16013

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 406 Prospect St was $7,054 with exemptions applied, up 3.7% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,054.00 (+3.72%)	$99,130 Land $6,830 Building $92,300	$297,390 Land $20,490 Building $276,900
2024	$6,801.00
2022	$5,895.00	$73,200 Land $5,040 Building $68,160	$219,820 Land $15,135 Building $204,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 406 Prospect St; there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1978–2019)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave.

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