319 Prospect St, Alton, IL 62002 Property Records

Madison County property record for 319 Prospect St, Alton, IL 62002

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,278 sqft · built 1900
Lot Size0.2 acres (8,701 sqft)
OwnerIndividual Name on File
Tax Bill$4,642 (2025)
Deeds & MortgagesApr 2024 Mortgage
APN23-2-07-11-17-303-008

Property Details

APN / Parcel Number

Primary APN23-2-07-11-17-303-008

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,278 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area8,701 sqft (0.2 acres)
Lot Dimensions113 ft deep x 77 ft wide
Garage Area252 sqft
Patio Area180 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address319 PROSPECT ST
CityALTON
StateIL
Zip62002-6154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALTON MFG COS ADD PROSPECT ST LOTS LOT PT 21 PT 19 60 S X 120 IRR
Legal SubdivisionALTON MFG COS ADDN
Legal Lot Number21
JurisdictionMADISON IL
Township / Civil DivisionALTON
Census Block Group1
Census Block1025
Census Tract402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Christian Hill Historic District
listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

319 Prospect St is owned and occupied by an individual.

Source: Madison County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address319 PROSPECT ST, ALTON, IL 62002-6154
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address319 PROSPECT ST, ALTON, IL 62002-6154
Transaction TypeMortgage
Record UpdatedMay 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009089
DateApr 10, 2024
Instrument2024R09089
Lender
NameCNB BANK & TRUST NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueApr 1, 2034
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2020
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8%
Index1-Year CMT
Max Rate10%

Tax Assessment & Valuation

The 2025 property tax bill for 319 Prospect St was $4,642 with exemptions applied, up 11.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlton City
CountyMadison County
County SubdivisionAlton Township
Unified School DistrictAlton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,642.00 (+11.05%)$69,000 Land $7,780 Building $61,220$207,000 Land $23,340 Building $183,660
2024$4,180.00
2022$3,505.00$50,960 Land $5,750 Building $45,210$153,033 Land $17,267 Building $135,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 319 Prospect St; there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1978–2019)
Claims Outside the SFHA2 of 17
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-ALTON
private · serves 46,127 people · EPA ID IL1195150
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: ClearWave.

Nearby Properties on Prospect St

Nearby Streets

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