Cumberland County property record for 406 Pine Tree Ln, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 1978 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,532 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0511-08-5539 |
| Primary APN | 0511-08-5539 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,431 sqft Heated Area |
| 1st Floor Area | 1,431 sqft |
| Utility Area | 36 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 180 ft deep x 95 ft wide |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 406 PINE TREE LN |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R6A |
| Legal Description | J FRANK & JESSIE B WILLIAMS LO:PT LT 68 SE:01 PL:0012-0062 |
| Legal Subdivision | SPRING LAKE DIST |
| Legal Block | 8 |
| Legal Lot Number | 68 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 3601 |
Source: Cumberland County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 BRENTWINDS LN, 204, SPRING LAKE, NC 28390-2248 |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 13, 2023 | Intrafamily Transfer, Transfer |
| Mar 4, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 13, 2023 |
| Transfer Doc | 0118560389 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Nov 13, 2023 |
| Property Address | 406 PINE TREE LN, SPRING LAKE, NC 28390-2808 |
| Document Number | 0118560389 |
| Book / Page | 11856 / 389 |
| Map Reference | MB 12 PG 62 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 35192 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 BRENTWINDS LN APT 204, 204, SPRING LAKE, NC 28390-2248 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Mar 4, 2022 |
| Property Address | 406 PINE TREE LN, SPRING LAKE, NC 28390-2808 |
| Document Number | 0114090123 |
| Book / Page | 11409 / 123 |
| Map Reference | MB 12 PG 62 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 9152 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 BRENTWINDS LN APT 204, 204, SPRING LAKE, NC 28390-2248 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,532.00 (+43.58%) | $130,136 (+36.16%) Land $11,000 Building $119,136 | $130,136 (+36.16%) Land $11,000 Building $119,136 |
| 2024 | $1,067.00 (+7.45%) | $95,575 (-) Land $6,250 Building $89,325 | $95,575 (-) Land $6,250 Building $89,325 |
| 2023 | $993.00 (+8.05%) | $95,575 Land $6,250 Building $89,325 | $95,575 Land $6,250 Building $89,325 |
| 2022 | $919.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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