376 Pine Tree Ln, Spring Lake, NC 28390 Property Records

Cumberland County property record for 376 Pine Tree Ln, Spring Lake, NC 28390

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$230 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan May 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0511-08-7418`

Property Details

APN / Parcel Number

Primary APN	`0511-08-7418`
Alternative APN	`0511.05087418`

Exterior

Lot Area	87,120 sqft (2 acres)
Lot Dimensions	418 ft deep x 209 ft wide

Location & Zoning

Street Address	376 PINE TREE LN
City	SPRING LAKE
State	NC
Zip	28390-2806
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	R6A
Legal Description	2 ACRES J F WILLIAMS & WIFE LD
Legal Subdivision	SPRING LAKE DIST
Legal Block	8
Legal Lot Number	7418
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3021
Census Tract	3601

Owner

376 Pine Tree Ln, agricultural vacant land, is owned by an individual who acquired it in November 2022.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	406 PINE TREE LN, SPRING LAKE, NC 28390-2808
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST STAGE FUNDING
May 1, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST TAX FUNDING LLC
Nov 22, 2022	Intrafamily Transfer, Transfer
Mar 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 21, 2022
Transfer Doc	0116210163
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Recording Date	Sep 1, 2026
Property Address	376 PINE TREE LN, SPRING LAKE, NC 28390-2806
Document Number	0000029450
Book / Page	12614 / 32
Instrument Date	Aug 4, 2026
Instrument	202629450
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 PINE TREE LN, SPRING LAKE, NC 28390-2806

Mortgage

Document Number	0000029450,
Date	Sep 1, 2026
Book Page	12614/32
Instrument	202629450

Lender

Name	SOUTHWEST STAGE FUNDING

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	5.5%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Recording Date	May 1, 2026
Property Address	376 PINE TREE LN, SPRING LAKE, NC 28390-2806
Document Number	0000014162
Book / Page	12513 / 280
Instrument Date	Apr 25, 2026
Instrument	202614162
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 STANSFIELD DR, FAYETTEVILLE, NC 28303-3048

Mortgage

Document Number	0000014162,
Date	May 1, 2026
Book Page	12513/280
Instrument	202614162

Lender

Name	SOUTHWEST TAX FUNDING LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 22, 2022
Property Address	376 PINE TREE LN, SPRING LAKE, NC 28390-2806
Document Number	0116210163
Book / Page	11621 / 163
Instrument Date	Nov 21, 2022
Instrument	45554
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 STANSFIELD DR, FAYETTEVILLE, NC 28390

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 24, 2022
Property Address	376 PINE TREE LN, SPRING LAKE, NC 28390-2806
Document Number	0114270007
Book / Page	11427 / 7
Instrument Date	Mar 21, 2022
Instrument	12212
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PINE TREE LN, SPRING LAKE, NC 28390-2808

Tax Assessment & Valuation

The 2026 property tax bill for 376 Pine Tree Ln was $230.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$230.00
2025	$230.00 (+22.99%)	$33,000 (+76%) Land $33,000	$33,000 (+76%) Land $33,000
2024	$187.00	$18,750 (-) Land $18,750	$18,750 (-) Land $18,750
2023	$187.00	$18,750 Land $18,750	$18,750 Land $18,750
2022	$187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 376 Pine Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 376 Pine Tree Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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