406 Philip St, Wharton, TX 77488 Property Records

Wharton County property record for 406 Philip St, Wharton, TX 77488

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 1950
Lot Size	0.41 acres (17,877 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Apr 2024)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`11020-003-130-00`

Property Details

APN / Parcel Number

Primary APN	`11020-003-130-00`
Alternative APNs	`R021716` `21716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2007
Lot Area	17,877 sqft (0.41 acres)
Lot Dimensions	179 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	1102000313000
Street Address	406 PHILIP ST
City	WHARTON
State	TX
Zip	77488-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEACH ACRES BLOCK 3 LOT 13
Legal Subdivision	PEACH ACRES
Legal Block	3
Legal Lot Number	13
Jurisdiction	WHARTON TX
Township / Civil Division	WHARTON
Census Block Group	1
Census Block	1046
Census Tract	740200

Owner

406 Philip St is owned and occupied by an individual who bought it in April 2024.

Source: Wharton County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	406 PHILIP ST, WHARTON, TX 77488-7930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Aug 5, 2020	Vendor's Lien, Transfer · Seller Carry-Back BRIAN RODRIGUEZ
Mar 31, 2017	Vendor's Lien, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2024 · Amount on File
Deed Sale	Apr 24, 2024 · Amount on File
Prior Sale	Apr 13, 2023 · Amount on File
Deed Document Number	20242093
Deed Book / Page	1342 / 446
Prior Transfer Date	Apr 7, 2023
Prior Transfer Doc	0000001923
Record Updated	Oct 29, 2026

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WHARTON TX
Recording Date	Apr 24, 2024
Property Address	406 PHILIP ST, WHARTON, TX 77488-7930
Document Number	001342/446
Book / Page	1342 / 446
Map Reference	VOL 223 PG 473
Instrument Date	Mar 14, 2024
Instrument	2024-00002093
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PHILIP ST, WHARTON, TX 77488-7930

Mortgage

Document Number	202400002095
Date	Apr 24, 2024
Instrument	2024-00002095

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	406 PHILIP ST, WHARTON, TX 77488-7930
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001172/916
Date	May 29, 2020
Book Page	1172/916
Instrument	2020-00002814

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Aug 5, 2020
Property Address	406 PHILIP ST, WHARTON, TX 77488-7930
Document Number	001181/607
Book / Page	1181 / 607
Map Reference	VOL M PG 62
Instrument Date	Aug 3, 2020
Instrument	2020-00004244
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5015 PAUL WAYNE ST, BOLING, TX 77420-9562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PHILIP ST, WHARTON, TX 77488-7930

Mortgage

Document Number	0001181609
Date	Aug 5, 2020
Instrument	1181/609

Lender

Name	BRIAN RODRIGUEZ
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	60 Months
Due	Aug 3, 2025

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Mar 31, 2017
Property Address	406 PHILIP ST, WHARTON, TX 77488-7930
Document Number	001055/704
Book / Page	1055 / 704
Map Reference	VOL 223 PG 473
Instrument Date	Mar 31, 2017
Instrument	2017-00001775
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 206, WHARTON, TX 77488-0206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PHILIP ST, WHARTON, TX 77488-7930

Mortgage

Document Number	201700001776
Date	Mar 31, 2017
Instrument	2017-00001776

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 406 Philip St was $1,190 with a homeowner's exemption.

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Unified School District	Wharton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,249 (-3.48%) Land $12,515 Building $142,734	$155,249 (-3.48%) Land $12,515 Building $142,734
2025	$1,190.00 Homeowner's exemption	$160,846 Land $12,515 Building $148,331	$160,846 Land $12,515 Building $148,331
2023		$149,454 Land $12,515 Building $136,939	$149,454 Land $12,515 Building $136,939
2022	$2,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Philip St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	54 (1994–2019)
Claims Outside the SFHA	5 of 54
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Philip St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Rural Telecommunications of America Fixed Wireless	300 / 150
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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