304 Philip St, Wharton, TX 77488 Property Records

Wharton County property record for 304 Philip St, Wharton, TX 77488

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,709 sqft · built 1970
Lot Size	0.821 acres (35,754 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,349 (2025)
Deeds & Mortgages	Oct 2017 Mortgage May 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`11020-003-080-00`

Property Details

APN / Parcel Number

Primary APN	`11020-003-080-00`
Alternative APNs	`R021712` `21712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,709 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	1,709 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2007
Lot Area	35,754 sqft (0.821 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Porch
Porch Area	32 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1102000308000
Street Address	304 PHILIP ST
City	WHARTON
State	TX
Zip	77488-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEACH ACRES BLOCK 3 LOT 8,9
Legal Subdivision	PEACH ACRES
Legal Block	3
Legal Lot Number	8,9
Jurisdiction	WHARTON TX
Township / Civil Division	WHARTON
Census Block Group	1
Census Block	1046
Census Tract	740200

Owner

Source: Wharton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 PHILIP ST, WHARTON, TX 77488-7929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2017	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
May 8, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 19, 2020
Transfer Doc	001171/210
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	304 PHILIP ST, WHARTON, TX 77488-7929
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001074/415
Date	Oct 19, 2017
Book Page	1074/415
Instrument	2017-00005542

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79935

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

May 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WHARTON TX
Recording Date	May 8, 2020
Property Address	304 PHILIP ST, WHARTON, TX 77488-7929
Document Number	001171/210
Book / Page	1171 / 210
Map Reference	VOL 223 PG 473
Instrument Date	Mar 19, 2020
Instrument	2020-00002481
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 PHILIP ST, WHARTON, TX 77488-7929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11107 AUDREY DR, NEEDVILLE, TX 77461-2803

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Unified School District	Wharton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,818 (-3.36%) Land $25,029 Building $197,789	$222,818 (-3.36%) Land $25,029 Building $197,789
2025	$1,349.00 (-24.3%) Homeowner's exemption Senior Citizen's exemption	$230,575 (+19.02%) Land $25,029 Building $205,546	$230,575 (+19.02%) Land $25,029 Building $205,546
2023		$193,732 Land $25,029 Building $168,703	$193,732 Land $25,029 Building $168,703
2022	$1,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	54 (1994–2019)
Claims Outside the SFHA	5 of 54
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Rural Telecommunications of America Fixed Wireless	300 / 150
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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