406 Overby St, Brandon, MS 39042 Property Records

Rankin County property record for 406 Overby St, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,862 sqft · built 1988
Lot Size	0.269 acres (11,741 sqft)
Owner	Individual Name on Record
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`I08F000051 00010`

Property Details

APN / Parcel Number

Primary APN	`I08F000051 00010`
Alternative APN	`31939`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,862 sqft Adjusted Area
1st Floor Area	1,447 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,741 sqft (0.269 acres)
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	31939
Street Address	406 OVERBY ST
City	BRANDON
State	MS
Zip	39042-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 L W SMITH SUB DB 547 PG 0206 0012588 DB 565 PG 0035 0103188
Legal Range	03E
Legal Township	05N
Legal Section	21
Legal Subdivision	SMITH SUB
Legal Lot Number	1
Jurisdiction	RANKIN MS
Township / Civil Division	3
Census Block Group	2
Census Block	2038
Census Tract	20805

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 OVERBY ST, BRANDON, MS 39042-3027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE LENDING
Jul 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Apr 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jan 3, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 3, 2022
Transfer Doc	0000000085
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Recording Date	Apr 20, 2026
Property Address	406 OVERBY ST, BRANDON, MS 39042-3027
Document Number	3026035115
Book / Page	3026 / 35115
Instrument Date	Mar 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 OVERBY ST, BRANDON, MS 39042-3027

Mortgage

Document Number	3026035115,
Date	Apr 20, 2026
Book Page	3026/35115

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 1, 2053

Interest

Rate	6.01%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	406 OVERBY ST, BRANDON, MS 39042-3027
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060347
Date	Jul 28, 2025
Book Page	3025/60347

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Jan 8, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	406 OVERBY ST, BRANDON, MS 39042-3027
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038832
Date	Apr 8, 2022
Book Page	3022/38832

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANKIN MS
Recording Date	Jan 3, 2022
Property Address	406 OVERBY ST, BRANDON, MS 39042-3027
Document Number	0000000085
Book / Page	2022 / 85
Instrument Date	Jan 3, 2022
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 OVERBY ST, BRANDON, MS 39042-3027

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Brandon City
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (+0.1%) Homeowner's exemption	$10,045 (+13.58%)
2024	$1,029.00 (+43.92%)		$100,450 (+13.58%) Land $10,000 Building $90,450
2023		$8,844
2021			$88,440 Land $10,000 Building $78,440
2019	$715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS, T-Mobile, Verizon.

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