Monmouth County and Spring Lake Borough property record for 406 Ocean Rd, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,978 sqft · built 1960 |
| Lot Size | 0.173 acres (7,540 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Mar 1999) |
| Tax Bill | $8,668 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 47-00013-0000-00009 |
| Primary APN | 47-00013-0000-00009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,978 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Upper Floors Area | 1,224 sqft |
| Basement Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,540 sqft (0.173 acres) |
| Lot Dimensions | 116 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Enclosed Porch |
| Deck Area | 220 sqft |
| Patio Area | 462 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 406 OCEAN RD |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 13 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 1999 · Amount on Record |
| Deed Sale | Mar 1, 1999 · Amount on Record |
| Prior Sale | Nov 22, 1996 · Amount on Record |
| Deed Book / Page | 5801 / 30 |
| Last Transfer Date | Feb 28, 2015 |
| Transfer Doc | 0091051896 |
| Record Updated | Oct 29, 2026 |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,027,300 (+6.89%) Land $1,124,600 Building $902,700 | $2,027,300 (+6.89%) Land $1,124,600 Building $902,700 | |
| 2025 | $8,668.00 (+1.67%) | $1,896,700 (+22.34%) Land $1,031,600 Building $865,100 | $1,896,700 (+22.34%) Land $1,031,600 Building $865,100 |
| 2024 | $8,526.00 (+13.27%) | ||
| 2023 | $1,550,400 Land $764,300 Building $786,100 | $1,550,400 Land $764,300 Building $786,100 | |
| 2022 | $7,527.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 421 units insured incl. 194 condo units |
| Nearby Flood Claims | 440 (1979–2025) |
| Claims Outside the SFHA | 142 of 440 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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