404 Ocean Rd, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 404 Ocean Rd, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 2,920 sqft · built 1965
Lot Size	0.37 acres (16,124 sqft)
Owner	Company Name on File
Tax Bill	$8,007 (2025)
Deeds & Mortgages	Dec 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`47-00013-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`47-00013-0000-00010`
Alternative APN	`470001300010`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,920 sqft Living Area
1st Floor Area	1,600 sqft
Upper Floors Area	1,560 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	16,124 sqft (0.37 acres)
Lot Dimensions	116 ft deep x 139 ft wide
Garage Area	244 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	308 sqft
Patio Area	476 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	404 OCEAN RD
City	SPRING LAKE
State	NJ
Zip	07762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	ROGERS TR
Legal Block	13
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3035
Census Tract	809100

Owner

404 Ocean Rd is owned by a company that acquired it in October 2020.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	800 LAKESIDE CIR, 1006, POMPANO BEACH, FL 33060-0001
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 16, 2020
Transfer Doc	0094656000
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 16, 2020
Property Address	404 OCEAN RD, SPRING LAKE, NJ 07762
Document Number	0000151126
Book / Page	009465 / 006000
Instrument Date	Oct 16, 2020
Instrument	151126
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	404 OCEAN RD SPRING LAKE NJ 07762, SPRING LAKE, NJ 07762

Tax Assessment & Valuation

The 2025 property tax bill for 404 Ocean Rd was $8,007, down 0.1% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,848,500 (+5.5%) Land $1,166,900 Building $681,600	$1,848,500 (+5.5%) Land $1,166,900 Building $681,600
2025	$8,007.00 (-0.07%)	$1,752,100 Land $1,098,900 Building $653,200	$1,752,100 Land $1,098,900 Building $653,200
2024	$8,013.00
2023		$1,497,100 Land $903,500 Building $593,600	$1,497,100 Land $903,500 Building $593,600
2022	$7,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Ocean Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	421 units insured incl. 194 condo units
Nearby Flood Claims	440 (1979–2025)
Claims Outside the SFHA	142 of 440
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 153 claims Hurricane Irene, Aug 2011 · 103 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 Ocean Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20