Franklin County property record for 406 NW 3rd St, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 1963 |
| Lot Size | 0.396 acres (17,292 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $840 (2025) |
| Deeds & Mortgages | Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-07S-04W-4230-0D08-0080 |
| Primary APN | 20-07S-04W-4230-0D08-0080 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Heated Area |
| Gross Area | 1,200 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,292 sqft |
| Lot Width | 84 ft Width |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Fence | Fence |
| Storage Building | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 406 NW 3RD ST |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BL D R 8 110 LOTS 8 & NORTH 1/2 OF LOT 9 100/240 177/26 470/171-DC 1365/406 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | PICKETTS ADD |
| Legal Block | D |
| Legal Lot Number | 8,RTH 9 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 970101 |
406 NW 3rd St is owned and occupied by an individual who acquired it in June 2023.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 583, CARRABELLE, FL 32322-0583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2023 |
| Deed Sale | Jun 2, 2023 |
| Prior Sale | Nov 14, 2017 |
| Deed Document Number | 202319002795 |
| Deed Book / Page | 1365 / 406 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 2, 2023 |
| Property Address | 406 NW 3RD ST, CARRABELLE, FL 32322 |
| Document Number | 0019002795 |
| Book / Page | 1365 / 406 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 202319002795 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 433, CARRABELLE, FL 32322-0433 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 433, CARRABELLE, FL 32322-0433 |
The 2025 property tax bill for 406 NW 3rd St was $840 with a homeowner's exemption, down 1.3% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Municipality | Carrabelle City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $840.00 (-1.29%) Homeowner's exemption | $94,433 (-0.63%) Land $21,000 Building $73,433 | $94,433 (-0.63%) Land $21,000 Building $73,433 |
| 2024 | $851.00 (+1,536.54%) Homeowner's exemption | $95,028 (+124.72%) Land $21,000 Building $74,028 | $95,028 (+18.48%) Land $21,000 Building $74,028 |
| 2023 | $52.00 (-25.71%) Homeowner's exemption Widower's exemption Additional exemption filed | $42,287 (+3%) | $80,203 (+15.69%) Land $21,000 Building $59,203 |
| 2022 | $70.00 Homeowner's exemption Widower's exemption Additional exemption filed | $41,055 | $69,325 Land $25,200 Building $44,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 NW 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 72 units insured incl. 29 condo units |
| Nearby Flood Claims | 7 (2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 NW 3rd St is moderate, ranking above 51% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: T-Mobile.
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