207 NW 3rd St, Carrabelle, FL 32322 Property Records

Franklin County property record for 207 NW 3rd St, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,824 sqft · built 1950
Lot Size	0.245 acres (10,675 sqft)
Owner	Individual Name on Record
Last Sale	$150,300 (Nov 2025)
Tax Bill	$2,223 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-07S-04W-4230-0B09-0030`

Property Details

APN / Parcel Number

Primary APN	`20-07S-04W-4230-0B09-0030`
Alternative APN	`04W07S2042300B090030`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,675 sqft (0.245 acres)
Lot Width	102 ft Width

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	84 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection

Location & Zoning

Street Address	207 NW 3RD ST
City	CARRABELLE
State	FL
Zip	32322-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL B R 9 79 LOTS 3 4 LESS THE SOUTHERLY 10 FT OF LOT 3 PICKETTS ADD 39-368 OR 202/13 635/643 692/432 1198/724
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	PICKETTS ADD
Legal Block	B
Legal Lot Number	3
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1087
Census Tract	970101

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 OLD MAGNOLIA RD, CRAWFORDVILLE, FL 32327-6003
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer DERRICK E KENNEDY
Nov 15, 2018	Deed of Trust, Mortgage ATTORNEY ONLY
Jul 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Deed Document Number	20255096
Deed Book / Page	1431 / 8
Prior Transfer Date	Jun 19, 2017
Prior Transfer Doc	0019003951
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Nov 3, 2025
Property Address	207 NW 3RD ST, CARRABELLE, FL 32322-7008
Document Number	0019005096
Book / Page	1431 / 8
Instrument Date	Oct 24, 2025
Instrument	202519005096
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 17, CARRABELLE, FL 32322-0017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 OLD MAGNOLIA RD, CRAWFORDVILLE, FL 32327-6003

Mortgage

Document Number	0019005097
Date	Nov 3, 2025
Book Page	1431/10
Instrument	202519005097

Lender

Name	DERRICK E KENNEDY
Type	Private Party
Address	PO BOX 17, CARRABELLE, FL 32322

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	207 NW 3RD ST, CARRABELLE, FL 32322-7008
Document Number	0019005445
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 NW 3RD ST CARRABELLE FL 323227008, CARRABELLE, FL 32322-7008

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 27, 2017
Property Address	207 NW 3RD ST, CARRABELLE, FL 32322-7008
Document Number	0019003951
Book / Page	001198 / 000724
Instrument Date	Jun 19, 2017
Instrument	19003951
Transaction Type	Transfer
Record Updated	Aug 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2308 HIGHWAY 98 E CARRABELLE FL 323222217, CARRABELLE, FL 32322-2217

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Municipality	Carrabelle City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,223.00 (+7.76%)	$147,844 (-0.68%) Land $38,250 Building $109,594	$147,844 (-0.68%) Land $38,250 Building $109,594
2024	$2,063.00 (+9.68%)	$148,858 (+17.75%) Land $38,250 Building $110,608	$148,858 (+17.75%) Land $38,250 Building $110,608
2023	$1,881.00 (+13.72%)	$126,417 (+31.83%) Land $38,250 Building $88,167	$126,417 (+31.83%) Land $38,250 Building $88,167
2022	$1,654.00	$95,892 Land $30,600 Building $65,292	$95,892 Land $30,600 Building $65,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	72 units insured incl. 29 condo units
Nearby Flood Claims	7 (2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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