406 NE Oak Tree Ter, Lees Summit, MO 64086 Property Records

Jackson County property record for 406 NE Oak Tree Ter, Lees Summit, MO 64086

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,852 sqft · built 1979
Lot Size	0.341 acres (14,845 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,019 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61-110-06-14`

Property Details

APN / Parcel Number

Primary APN	`61-110-06-14`
Alternative APNs	`61-110-06-14-00-0-00-000` `61110061400000001` `999453`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,852 sqft Living Area
1st Floor Area	552 sqft
Basement Area	832 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,845 sqft (0.341 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	999453
Street Address	406 NE OAK TREE TER
City	LEES SUMMIT
State	MO
Zip	64086-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK TREE FARM 7TH PLAT LOT 185
Legal Subdivision	OAK TREE FARM 7TH PLAT
Legal Block	1
Legal Lot Number	185
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	1
Census Block	1017
Census Tract	13801

Owner

406 NE Oak Tree Ter is owned and occupied by two individuals who acquired it in April 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 14, 2017	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022
Deed Sale	Apr 8, 2022
Prior Sale	Jul 14, 2017
Deed Document Number	202233759
Prior Transfer Date	Oct 16, 2015
Prior Transfer Doc	00E0095573
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	406 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	ALLIANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134

Mortgage

Document Number	00E0034497
Date	Apr 11, 2022
Instrument	2022E0034497

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 8, 2022
Property Address	406 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134
Document Number	00E0033759
Instrument Date	Apr 1, 2022
Instrument	2022E0033759
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0034497
Date	Apr 8, 2022
Instrument	2022E0034497

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 14, 2017
Property Address	406 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134
Document Number	0000E64048
Instrument Date	Jul 12, 2017
Instrument	64048E
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ALPHA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 NE OAK TREE TER LEES SUMMIT MO 640863134, LEES SUMMIT, MO 64086-3134

Mortgage

Document Number	E64509
Date	Jul 14, 2017
Instrument	64509E

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 406 NE Oak Tree Ter was $4,019, up 8.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,280 (-) Land $9,631 Building $45,649	$290,950 (-)
2025	$4,019.00 (+8.53%)	$55,280 Land $9,631 Building $45,649	$290,950
2024	$3,703.00 (+0.73%)
2023	$3,676.00	$51,290 Land $5,964 Building $45,326	$269,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 NE Oak Tree Ter in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1990–2019)
Claims Outside the SFHA	16 of 20
Most Recent Claim	Jul 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 3 claims Severe Storms And Flooding, May 2007 · 2 claims Severe Storms, Flooding And Tornadoes, Oct 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 NE Oak Tree Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEES SUMMIT PWS serves 99,400 people · EPA ID MO1010459
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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