404 NE Oak Tree Ter, Lees Summit, MO 64086 Property Records

Jackson County property record for 404 NE Oak Tree Ter, Lees Summit, MO 64086

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,728 sqft · built 1983
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,019 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61-110-06-18`

Property Details

APN / Parcel Number

Primary APN	`61-110-06-18`
Alternative APNs	`61-110-06-18-00-0-00-000` `61110061800000001` `999457`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Finished Basement	666 sqft
Unfinished Basement	222 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,803 sqft (0.248 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	999457
Street Address	404 NE OAK TREE TER
City	LEES SUMMIT
State	MO
Zip	64086-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK TREE FARM 7TH PLAT LOT 184
Legal Subdivision	OAK TREE FARM 7TH PLAT
Legal Block	1
Legal Lot Number	184
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	1
Census Block	1017
Census Tract	13801

Owner

404 NE Oak Tree Ter is owned and occupied by two individuals who acquired it in February 2024.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Feb 27, 2024	Warranty Deed, Transfer KANSAS CITY TITLE, KANSAS CITY TITLE INC
May 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2024
Deed Sale	Feb 27, 2024
Deed Document Number	202411901
Prior Transfer Date	Apr 15, 2021
Prior Transfer Doc	0000E49207
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	404 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3534 NE INDEPENDENCE AVE, LEES SUMMIT, MO 64064-2016

Mortgage

Document Number	00E0012201
Date	Feb 28, 2024
Instrument	2024E0012201

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 27, 2024
Property Address	404 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134
Document Number	00E0011901
Instrument Date	Feb 22, 2024
Instrument	2024E0011901
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	KANSAS CITY TITLE, KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	May 6, 2021
Property Address	404 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134
Document Number	00E0049207
Instrument Date	Apr 15, 2021
Instrument	2021E0049207
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 NE OAK TREE TER, LEES SUMMIT, MO 64086-3134

Tax Assessment & Valuation

The 2025 property tax bill for 404 NE Oak Tree Ter was $4,019, down 7.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,281 (-) Land $9,481 Building $45,800	$290,950 (-)
2025	$4,019.00 (-7.84%)	$55,281 Land $9,481 Building $45,800	$290,950
2024	$4,361.00 (+0.72%)
2023	$4,330.00	$60,407 Land $7,676 Building $52,731	$317,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 NE Oak Tree Ter in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1990–2019)
Claims Outside the SFHA	16 of 20
Most Recent Claim	Jul 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 3 claims Severe Storms And Flooding, May 2007 · 2 claims Severe Storms, Flooding And Tornadoes, Oct 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 NE Oak Tree Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEES SUMMIT PWS serves 99,400 people · EPA ID MO1010459
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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