406 N Stockton Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 406 N Stockton Ave, Ripon, CA 95366

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,028 sqft · built 1925
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Tax Bill$1,392 (2026)
Deeds & MortgagesNov 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN261-120-200-000

Property Details

APN / Parcel Number

Primary APN261-120-200-000
Alternative APN
  • 261-120-20

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,028 sqft Living Area
1st Floor Area1,028 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number261-120-20
Street Address406 N STOCKTON AVE
CityRIPON
StateCA
Zip95366-2039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH RIPON BLK 3 LOT 10
Legal SubdivisionNORTH RIPON
Legal Block4
Legal Lot Number10
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionRIPON
Census Block Group4
Census Block4011
Census Tract5001

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 N STOCKTON AVE, RIPON, CA 95366-2039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 28, 2022
Transfer Doc0000125878
Record UpdatedOct 29, 2026

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN JOAQUIN CA
Recording DateNov 3, 2022
Property Address406 N STOCKTON AVE, RIPON, CA 95366-2039
Document Number0000125878
Map ReferenceVOL 4 PG 49
Instrument DateOct 25, 2022
Instrument2022-125878
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyFNC TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000125879
DateNov 3, 2022
Instrument2022-125879
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.94%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate11.9%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,392.00 (+23.84%)
2025$1,124.00 (+3.88%) Homeowner's exemption$103,645 (+4.04%) Land $31,846 Building $71,799
2023$1,082.00 (+1.69%) Homeowner's exemption$99,622 Land $30,610 Building $69,012$320,130
2022$1,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIPON
serves 15,753 people · EPA ID CA3910007
Water SourceGroundwater
Last State InspectionApr 2024
Also Mapped HereSOUTH SAN JOAQUIN IRRIGATION DISTRICT
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
Matrix Broadband
Fixed Wireless
400 / 80
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: Frontier, T-Mobile, unWired Broadband.

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